Do I need an Uber or Lyft accident lawyer, and whose insurance pays?

What an Uber or Lyft accident lawyer does, and when you need one

A rideshare crash is a car crash with extra layers of insurance. The driver uses a personal car, and each state's transportation network company (TNC) law decides which insurance must be in place, and how much, depending on whether the app was off, on and waiting, or on a ride. Proving which period applied, and getting the real policy limits, is often the first dispute.

• Who can be responsible. The rideshare driver, the driver of another car, or both. Whether the company itself is liable beyond the insurance it must carry depends on the facts and your state's law; North Dakota's law says its TNC insurance chapter does not limit the company's liability above the required coverage.N.D. Cent. Code § 26.1-40.1-06
• A waiver in the app may not stand. In Louisiana, a provision that in advance excludes or limits a party's liability for causing bodily injury to the other party is null. In Pennsylvania, the company and the driver may not request or require a passenger to sign a waiver of potential liability for injury.La. R.S. 45:201.5(B) · 66 Pa.C.S. § 2603.1(c)
• When to call a lawyer. When you were seriously hurt, the insurers disagree about which period applied, your losses may pass the coverage minimum, a government vehicle was involved, or an insurer asks for a recorded statement or offers a settlement.

Who pays after an Uber or Lyft crash? It depends on what the app was doing

The TNC laws split the driver's time into periods, and each period has its own minimum insurance. The amounts below are what the laws read for this page require; the full state table follows.

In most of these laws a prearranged ride begins when the driver accepts the request and ends when the last rider leaves the car (for example Fla. Stat. § 627.748(1)(b) and Tex. Ins. Code § 1954.001(3)). The coverage can come from the driver's policy, the company's, or both. If the driver's policy has lapsed or does not cover it, the company's insurance must pay from the first dollar of the claim in many of them (for example 66 Pa.C.S. § 2603.1(a)(4) and Wyo. Stat. § 31-20-107(f)).

Rideshare insurance minimums by state: what 23 states, D.C. and California require

Each row was read on November 2, 2026 from the state's own TNC law (California: the Public Utilities Commission's summary). The amounts are minimums: a company may carry more; ask for the real limits in writing. Per-person amounts are for bodily injury to one person; the ride amounts are per incident or occurrence for death, bodily injury and property damage together, as each law states them.

Do your losses go past the coverage the law requires?

The amounts above are the least the insurance must cover. If your losses are higher, three questions follow: what the policy limits really are (ask in writing); whether another driver's insurance also applies; and whether your own uninsured or underinsured motorist (UM/UIM) coverage applies.

• UM/UIM coverage on the ride. Delaware and Vermont require $1,000,000 of UM/UIM coverage during a ride; Arizona at least $25,000 per person and $75,000 per incident, or the state minimum if greater. Most other states read require the coverage their general UM law requires.2 Del. C. § 1908(3) · 23 V.S.A. § 750(b)(3) · A.R.S. § 28-4038(B)
• Minnesota: the highest ride minimum read. $1,500,000 during P2 (on the way to pick up) and P3 (carrying the rider).Minn. Stat. § 65B.472, subd. 2(c); § 181C.01, subd. 4
• Pennsylvania: $500,000 and first-party medical benefits. During a ride, at least $500,000 of liability coverage and first-party medical benefits, including $25,000 for passengers and pedestrians and $5,000 for a driver. The chapter does not apply to rides that start within a city of the first class.66 Pa.C.S. §§ 2603(a), 2603.1(a)(3)
• Maryland: the same amounts in every period. From logging on until the passenger gets out, the law requires security of $50,000 for one person, $100,000 for two or more, and $25,000 for property damage.Md. Code, Pub. Util. §§ 10-101(n), 10-405(a)(2)
• Arizona and North Dakota: less before the passenger is on board. Arizona: $250,000 per incident while providing services, $1,000,000 when a passenger is in the car. North Dakota: $1,000,000 only in the passengers on-board stage; the engaged stage, after the driver accepts a ride, has the $50,000 per person tier.A.R.S. § 28-4038(B) · N.D. Cent. Code §§ 26.1-40.1-01, 26.1-40.1-03, 26.1-40.1-04

The log-on records: what the rideshare company must share after a crash

Which period applied often decides which insurance pays, and the app's records show it. In the 14 states below, the TNC law makes the company (in most, with its insurers) share with the people directly involved in the crash the precise times the driver logged on and off, for 12 hours before and 12 hours after it. The letter below asks for them in writing and asks for an answer within 10 days.

Between the company and insurers. In Arizona (the 24 hours before the crash), Iowa, Missouri, North Dakota, Virginia, D.C. and California, the law makes the company cooperate with the insurers in a claims investigation, in most cases including the log-on times; Minnesota makes the driver tell the people directly involved whether the app was on or on a ride. Ask your own insurer, or a lawyer, to request them (A.R.S. § 28-4038(G); Iowa Code § 321N.6(3); RSMo § 379.1708.6; N.D. Cent. Code § 26.1-40.1-08; Va. Code § 46.2-2099.52(N); D.C. Code § 50-301.29c(g); Cal. Pub. Util. Code § 5435; Minn. Stat. § 65B.472, subd. 2(m)).

If you were the Uber or Lyft driver

The TNC coverage in the table pays people the driver injures. A driver's own injuries are a separate question:

• Another driver caused the crash. You can claim against that driver's insurance, like any driver. Whether your own UM/UIM or medical coverage applies depends on the policy: personal policies may exclude the time you are logged on.Minn. Stat. § 65B.472, subd. 4
• Minnesota: injury coverage for drivers. During P2 and P3, the company must keep insurance, at no cost to the driver, that pays for personal injury from the driver's work: at least $1,000,000 per incident, including medical expense, disability and income loss, and funeral and burial benefits.Minn. Stat. § 65B.472, subd. 2(d)
• California: Proposition 22. An app-based rideshare or delivery driver is an independent contractor under Business and Professions Code § 7451 if the network company does not set the driver's dates, times or minimum hours, does not require accepting specific requests, and meets the section's other conditions. Employee or contractor explains the tests.Cal. Bus. & Prof. Code § 7451
• Wyoming says the same in its TNC law. A driver is an independent contractor, not subject to the Wyoming Worker's Compensation Act and not an employee of the company, if the company does not unilaterally set the driver's hours and meets the section's other conditions.Wyo. Stat. § 31-20-110(a)
• Your own policy. Before you accept rides, the company must tell you in writing what coverage it provides and that your own policy might not provide any coverage while you are logged on.Minn. Stat. § 65B.472, subd. 3 · K.S.A. 8-2709 · Cal. Pub. Util. Code § 5432

Your deadline to sue after a rideshare crash, the shared-fault rule and the driver's own minimum insurance

The general deadline to sue for an injury caused by negligence, the shared-fault rule, and the minimum insurance every driver must carry (what applies when the app is off), in every state. These are the same checked rows as on Personal injury lawyer, read from each state's statute, its courts or its insurance or motor vehicle agency on November 1, 2026. A claim against a government vehicle, a minor's claim or an injury found later can follow other rules.

Partly at fault, or both drivers at fault?

If you were a passenger, the fault is usually split between the drivers, and each driver's insurance can be part of the claim. If you were driving another car, walking or riding a bike, your own share of the fault can reduce or bar your claim. When both sides were careless, a court or jury gives each a percentage of the fault. There are four kinds of rule. Pure comparative fault (9 states here): your share reduces the award and never bars it. Barred above 50% (22): you recover nothing if your share is more than half; a 50/50 split still recovers half. Barred at 50% or more (10): a 50/50 split gets nothing. Any fault can bar (5): contributory negligence, in Alabama, Maryland, North Carolina, Virginia and D.C. Michigan has a hybrid rule and South Dakota a slight-gross rule. Not checked for this page: New Hampshire, Oregon, Rhode Island.

To see what your state's rule leaves you for an amount you type, use the shared-fault calculator on Car accident; it runs on the same checked rows.

Uber or Lyft accident settlement: what decides the amount

No official source publishes an average Uber or Lyft settlement, a passenger settlement amount or a whiplash payout, and no law sets a formula. Figures online are estimates or one firm's results. The amount starts with your economic losses (medical bills, future care, lost pay, the car) and your non-economic losses (pain and suffering). Your state's shared-fault rule can reduce it, and the insurance in force sets the practical limit.

• The injury, the treatment and the outlook, in the medical records.
• Which app period applied, from the company's log-on records.
• The limits of every policy that applies: the rideshare coverage, another driver's insurance, your own UM/UIM.
• Your state's shared-fault rule, any cap, and the deadline.

Whiplash is valued like any injury: by the medical records, the treatment, the time off work and how long the symptoms last. No law sets an amount for it.

What an Uber or Lyft accident lawyer costs

No state publishes a price for a rideshare accident lawyer, and no official source gives an average percentage. Most injury lawyers take a contingency fee, a share of what you recover. Under the ABA model rule the agreement must be in writing, signed by the client, and say how the fee is figured, including the percentage, and which expenses come out of the recovery (ABA Model Rule 1.5(c)). In Texas a contingent fee contract must be in writing and signed by the lawyer and the client (Tex. Gov't Code § 82.065(a)). A few laws set the most a lawyer may take in an injury case:

• Contact right after the crash is a red flag. In Florida no one may solicit a person involved in a motor vehicle accident, other than by general advertising, within 60 days. In Texas a lawyer may not send unsolicited communications about an accident before the 31st day.Fla. Stat. § 817.234(8) · Tex. Penal Code § 38.12(d)

Ask before you sign: the percentage, whether it is figured before or after costs, and who pays the costs if the claim fails. The fee tables for every injury case are on Personal injury lawyer. Bar-run referral services connect you with a lawyer for your kind of problem. The ones this guide has checked publish a first-consultation price: the State Bar of Texas service up to $20 for up to 30 minutes, The Florida Bar service up to $25 for 30 minutes, and the New York State Bar Association service normally $35 for the first half hour; California certifies its referral services, which you search by county. See Find a lawyer or free legal aid for the details.

Check a lawyer's license in your state before you hire

Check the license before you sign a fee agreement. Use the official search of the state where the crash happened or the case will be filed, and search the lawyer's own name, not the firm's.

Lawyers are licensed by a state agency in each state, and that agency can tell you whether a person has a law license and may practice there, the American Bar Association says. Its list names the agency in every state: in some it is the state bar, in others the state's highest court or one of its agencies. The table below gives each one, with a link where the site is a government or state-bar site this guide links to. ABA: Lawyer Licensing

• Search the exact name on the license, and check that the status is active and the person is allowed to practice now.
• Look for public discipline. Many of these searches show it, and the same agency handles complaints about lawyers.
• A lawyer from another state usually cannot handle a case in your state's courts unless the court lets them in for that case.
• A business name is not a license. Ask for the lawyer’s own name and check that person, not the firm.

Your first meeting with a rideshare accident lawyer: what to bring and ask

Bring what you have; a lawyer can ask for the rest. Ask:

• “Is your license active in this state, and how many rideshare crash cases have you handled?”
• “Which app period applies to my crash, and how do we prove it?”
• “Which policies apply: the rideshare coverage, the other driver's, my own UM/UIM?”
• “What is my deadline, and does a government claim come first?”
• “Has anyone asked the company for the log-on times yet?”
• “How is your fee figured, before or after costs, and who pays the costs if we lose?”
• “Should I talk to the insurer's adjuster, or give a recorded statement?”

Common questions about Uber and Lyft accident claims

Official sources

1. Alaska Statutes § 28.23.050: financial responsibility of transportation network companies akleg.gov
2. Alaska Statutes § 28.23.180: definitions (prearranged ride) akleg.gov
3. A.R.S. § 28-4038: transportation network services; financial responsibility requirements azleg.gov
4. California Public Utilities Commission: Insurance Requirements for TNCs (periods 1, 2 and 3; Pub. Util. Code §§ 5432, 5435) cpuc.ca.gov
5. California State Senate, District 3: news release on SB 371 (TNC uninsured motorist coverage) senate.ca.gov
6. Connecticut General Statutes, chapter 244c (§§ 13b-116, 13b-120: TNC insurance, log-on times) cga.ct.gov
7. D.C. Code § 50-301.29c: insurance requirements for private vehicles-for-hire code.dccouncil.gov
8. Delaware Code, title 2, chapter 19: transportation networks (§§ 1901, 1908, 1910) delcode.delaware.gov
9. Florida Statutes § 627.748 (2026): transportation network companies ((7) insurance, (8)(d) log-on times) flsenate.gov
10. Iowa Code § 321N.4: financial responsibility (PDF) legis.iowa.gov
11. Iowa Code chapter 321N: transportation network companies (§§ 321N.1, 321N.6) (PDF) legis.iowa.gov
12. K.S.A. 8-2702: definitions (prearranged ride) ksrevisor.gov
13. K.S.A. 8-2708: insurance requirements ksrevisor.gov
14. K.S.A. 8-2709: mandatory disclosures to drivers ksrevisor.gov
15. K.S.A. 8-2710: automobile insurers; claims coverage investigation ksrevisor.gov
16. K.S.A. 40-284: uninsured and underinsured motorist coverage ksrevisor.gov
17. La. R.S. 45:201.4: definitions (prearranged ride, pre-trip acceptance period) legis.la.gov
18. La. R.S. 45:201.5: agreements; disclosures; liability waivers null legis.la.gov
19. La. R.S. 45:201.6: requirements for insurance legis.la.gov
20. 24-A M.R.S. § 7302: definitions (prearranged ride) legislature.maine.gov
21. 24-A M.R.S. § 7303: financial responsibility legislature.maine.gov
22. 24-A M.R.S. § 7305: automobile insurance provisions; cooperation legislature.maine.gov
23. Md. Code, Public Utilities § 10-101: definitions (transportation network services, periods one to three) mgaleg.maryland.gov
24. Md. Code, Public Utilities § 10-405: transportation network insurance; claim coverage investigation mgaleg.maryland.gov
25. Minn. Stat. § 65B.472: transportation network financial responsibility revisor.mn.gov
26. Minn. Stat. § 181C.01: definitions (P1, P2, P3) revisor.mn.gov
27. RSMo § 379.1700: definitions (prearranged ride) revisor.mo.gov
28. RSMo § 379.1702: primary automobile insurance to be maintained revisor.mo.gov
29. RSMo § 379.1708: exclusions; claims coverage investigation revisor.mo.gov
30. Mont. Code Ann. § 69-12-101: definitions (prearranged ride) mca.legmt.gov
31. Mont. Code Ann. § 69-12-343: insurance requirements of transportation network carriers mca.legmt.gov
32. Mont. Code Ann. § 69-12-345: motor vehicle liability insurance provisions mca.legmt.gov
33. N.D. Cent. Code chapter 26.1-40.1: transportation network company insurance (PDF) ndlegis.gov
34. Oklahoma Statutes, title 47 (§§ 1010-1029: Oklahoma Transportation Network Company Services Act) (PDF) oklegislature.gov
35. 66 Pa.C.S. § 102: definitions (prearranged ride) (PDF) palegis.us
36. 66 Pa.C.S. chapter 26: transportation network service (§§ 2603, 2603.1) (PDF) palegis.us
37. S.C. Code, title 58, chapter 23 (§§ 58-23-1610, -1625, -1630: TNC insurance) scstatehouse.gov
38. SDCL § 32-40-1: definitions (prearranged ride) sdlegislature.gov
39. SDCL § 32-40-8: insurance while logged on and available sdlegislature.gov
40. SDCL § 32-40-9: insurance during a prearranged ride sdlegislature.gov
41. SDCL § 32-40-22: disclosures in claims investigations sdlegislature.gov
42. Texas Insurance Code chapter 1954: insurance for transportation network companies (§§ 1954.001, 1954.052, 1954.053, 1954.154) legis.texas.gov
43. Utah Code § 13-51-102: definitions (prearranged ride, waiting period) le.utah.gov
44. Utah Code § 13-51-108: insurance le.utah.gov
45. 23 V.S.A. chapter 10: transportation network companies (§ 750) legislature.vermont.gov
46. Va. Code § 46.2-2099.52: TNC insurance law.lis.virginia.gov
47. Wyoming Statutes, title 31 (§§ 31-20-101 to 31-20-111: transportation network companies) (PDF) wyoleg.gov
48. Alabama: Ala. Code § 6-2-38(l), deadline to sue for a personal injury govinfo.gov
49. Alabama: Alabama common law; Serio v. Merrell, Inc., 941 So. 2d 960, 964 (Ala. 2006), shared fault govinfo.gov
50. Alabama: minimum auto liability insurance (Ala. Code § 32-7-6 (named on the page)) revenue.alabama.gov
51. Alaska: AS 09.10.070(a), deadline to sue for a personal injury akleg.gov
52. Alaska: AS 09.17.060, shared fault akleg.gov
53. Alaska: minimum auto liability insurance (AS 28.22.101 (named on the page)) dmv.alaska.gov
54. Arizona: A.R.S. § 12-542(1), deadline to sue for a personal injury azleg.gov
55. Arizona: A.R.S. § 12-2505(A), shared fault azleg.gov
56. Arizona: minimum auto liability insurance (A.R.S. § 28-4009(A)(2)(b)) azleg.gov
57. Arkansas: Ark. Code Ann. § 16-56-105, deadline to sue for a personal injury govinfo.gov
58. Arkansas: Ark. Code Ann. § 16-64-122(b), shared fault govinfo.gov
59. Arkansas: minimum auto liability insurance (Ark. Code Ann. § 27-22-104(b)) ardot.gov
60. California: Cal. Code Civ. Proc. § 335.1, deadline to sue for a personal injury selfhelp.courts.ca.gov
61. California: CACI No. 405, shared fault courts.ca.gov
62. California: minimum auto liability insurance (California DMV Driver Handbook) dmv.ca.gov
63. Colorado: C.R.S. § 13-80-102(1)(a); § 13-80-101(1)(n)(I), deadline to sue for a personal injury coloradojudicial.gov
64. Colorado: C.R.S. § 13-21-111(1); Mountain Mobile Mix, Inc. v. Gifford, 660 P.2d 883 (Colo. 1983), shared fault coloradojudicial.gov
65. Colorado: minimum auto liability insurance (Colorado Division of Insurance) doi.colorado.gov
66. Connecticut: Conn. Gen. Stat. § 52-584, deadline to sue for a personal injury cga.ct.gov
67. Connecticut: Conn. Gen. Stat. § 52-572h(b), shared fault cga.ct.gov
68. Connecticut: minimum auto liability insurance (Conn. Gen. Stat. § 38a-335(a); § 14-112(a)) cga.ct.gov
69. Delaware: 10 Del. C. § 8119, deadline to sue for a personal injury delcode.delaware.gov
70. Delaware: minimum auto liability insurance (21 Del. C. § 2902; § 2118(a)(1)) delcode.delaware.gov
71. District of Columbia: D.C. Code § 12-301(a)(8), deadline to sue for a personal injury code.dccouncil.gov
72. District of Columbia: D.C. common law (Washington Metro. Area Transit Auth. v. Young, 731 A.2d 389, 394 (D.C. 1999)); D.C. Code § 50-2204.52, shared fault dccourts.gov
73. District of Columbia: minimum auto liability insurance (D.C. Code § 31-2406(b), (c)) dmv.dc.gov
74. Florida: Fla. Stat. § 95.11(5)(a), deadline to sue for a personal injury flsenate.gov
75. Florida: Fla. Stat. § 768.81(6), shared fault flsenate.gov
76. Florida: minimum auto liability insurance (Fla. Stat. § 324.022(1); § 627.736(1)) flsenate.gov
77. Georgia: O.C.G.A. § 9-3-33, deadline to sue for a personal injury govinfo.gov
78. Georgia: O.C.G.A. § 51-12-33(a), (g), shared fault legis.ga.gov
79. Georgia: minimum auto liability insurance (Georgia Office of Insurance and Safety Fire Commissioner) oci.georgia.gov
80. Hawaii: HRS § 657-7, deadline to sue for a personal injury courts.state.hi.us
81. Hawaii: HRS § 663-31(a), shared fault courts.state.hi.us
82. Hawaii: minimum auto liability insurance (HRS § 431:10C-301 (not named on the FAQ; statute site answered 403)) cca.hawaii.gov
83. Idaho: Idaho Code § 5-219(4), deadline to sue for a personal injury govinfo.gov
84. Idaho: Idaho Code § 6-801, shared fault mdcourts.gov
85. Idaho: minimum auto liability insurance (Idaho Transportation Department) itd.idaho.gov
86. Illinois: 735 ILCS 5/13-202, deadline to sue for a personal injury govinfo.gov
87. Illinois: 735 ILCS 5/2-1116, shared fault ilga.gov
88. Illinois: minimum auto liability insurance (625 ILCS 5/7-203 (named on the page)) idoi.illinois.gov
89. Indiana: Ind. Code § 34-11-2-4, deadline to sue for a personal injury in.gov
90. Indiana: Ind. Code §§ 34-51-2-5, 34-51-2-6, shared fault govinfo.gov
91. Indiana: minimum auto liability insurance (IC 9-25-4-5 (per secondary listing; iga.in.gov is script-only)) secure.in.gov
92. Iowa: Iowa Code § 614.1(2), deadline to sue for a personal injury legis.iowa.gov
93. Iowa: Iowa Code § 668.3(1)(a), shared fault legis.iowa.gov
94. Iowa: minimum auto liability insurance (Iowa Code § 321A.21(2)(b)) legis.iowa.gov
95. Kansas: K.S.A. 60-513(a)(4), (b), deadline to sue for a personal injury ksrevisor.gov
96. Kansas: K.S.A. 60-258a(a), shared fault ksrevisor.gov
97. Kansas: minimum auto liability insurance (K.S.A. § 40-3107(e)) ksrevisor.gov
98. Kentucky: KRS 413.140(1)(a); KRS 304.39-230(6), deadline to sue for a personal injury apps.legislature.ky.gov
99. Kentucky: KRS 411.182(1)(b), (3), shared fault apps.legislature.ky.gov
100. Kentucky: minimum auto liability insurance (KRS 304.39-110(1)(a)) apps.legislature.ky.gov
101. Louisiana: La. Civ. Code art. 3493.1 (Acts 2024, No. 423), deadline to sue for a personal injury legis.la.gov
102. Louisiana: La. Civ. Code art. 2323(A)(2) (Acts 2025, No. 15), shared fault legis.la.gov
103. Louisiana: minimum auto liability insurance (La. R.S. 32:900(B)(2)) legis.la.gov
104. Maine: 14 M.R.S. § 752, deadline to sue for a personal injury legislature.maine.gov
105. Maine: 14 M.R.S. § 156, shared fault legislature.maine.gov
106. Maine: minimum auto liability insurance (29-A M.R.S. § 1605(1)(C)) legislature.maine.gov
107. Maryland: Md. Code, Cts. & Jud. Proc. § 5-101, deadline to sue for a personal injury mgaleg.maryland.gov
108. Maryland: minimum auto liability insurance (Md. Code, Transp. § 17-103(b)) mgaleg.maryland.gov
109. Massachusetts: Mass. Gen. Laws ch. 260, § 2A, deadline to sue for a personal injury govinfo.gov
110. Massachusetts: Mass. Gen. Laws ch. 231, § 85, shared fault govinfo.gov
111. Michigan: MCL 600.5805(2), deadline to sue for a personal injury govinfo.gov
112. Michigan: Mich. Comp. Laws § 600.2959, shared fault legislature.mi.gov
113. Michigan: minimum auto liability insurance (MCL 500.3009(1)(a)-(b), (5)) courts.michigan.gov
114. Minnesota: Minn. Stat. § 541.05, subd. 1(5), deadline to sue for a personal injury revisor.mn.gov
115. Minnesota: Minn. Stat. § 604.01, subd. 1, shared fault revisor.mn.gov
116. Minnesota: minimum auto liability insurance (Minn. Stat. § 65B.49, subd. 3(1)) revisor.mn.gov
117. Mississippi: Miss. Code Ann. § 15-1-49(1), deadline to sue for a personal injury courts.ms.gov
118. Mississippi: Miss. Code Ann. § 11-7-15, shared fault courts.ms.gov
119. Mississippi: minimum auto liability insurance (Mississippi Insurance Department) mid.ms.gov
120. Missouri: RSMo § 516.120(4), deadline to sue for a personal injury revisor.mo.gov
121. Missouri: Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983) (court-made rule), shared fault govinfo.gov
122. Missouri: minimum auto liability insurance (RSMo § 303.190(2)(2)) revisor.mo.gov
123. Montana: Mont. Code Ann. § 27-2-204(1), deadline to sue for a personal injury mca.legmt.gov
124. Montana: Mont. Code Ann. § 27-1-702, shared fault mca.legmt.gov
125. Montana: minimum auto liability insurance (Mont. Code Ann. § 61-6-103) leg.mt.gov
126. Nebraska: Neb. Rev. Stat. § 25-207, deadline to sue for a personal injury nebraska.gov
127. Nebraska: Neb. Rev. Stat. § 25-21,185.09, shared fault nebraska.gov
128. Nebraska: minimum auto liability insurance (Nebraska Department of Insurance) doi.nebraska.gov
129. Nevada: NRS 11.190(4)(e), deadline to sue for a personal injury nvcourts.gov
130. Nevada: NRS 41.141(1), shared fault govinfo.gov
131. Nevada: minimum auto liability insurance (NRS 485.185 (named on the form)) dmv.nv.gov
132. New Hampshire: RSA 508:4(I), deadline to sue for a personal injury nhb.uscourts.gov
133. New Jersey: N.J.S.A. 2A:14-2(a), deadline to sue for a personal injury govinfo.gov
134. New Jersey: N.J.S.A. 2A:15-5.1, shared fault govinfo.gov
135. New Jersey: minimum auto liability insurance (P.L.2022, c.87; N.J.S.A. 39:6B-1 (DOBI Bulletin No. 25-06)) nj.gov
136. New Mexico: NMSA 1978, § 37-1-8, deadline to sue for a personal injury nmonesource.com
137. New Mexico: Scott v. Rizzo, 1981-NMSC-021, 96 N.M. 682, 634 P.2d 1234 (court-made rule), shared fault coa.nmcourts.gov
138. New Mexico: minimum auto liability insurance (New Mexico Office of Superintendent of Insurance) osi.state.nm.us
139. New York: N.Y. CPLR 214(5), deadline to sue for a personal injury nysenate.gov
140. New York: CPLR 1411(a), (b), shared fault nysenate.gov
141. New York: minimum auto liability insurance (N.Y. Veh. & Traf. Law § 311(4)(a)) nysenate.gov
142. North Carolina: N.C. Gen. Stat. § 1-52(16), deadline to sue for a personal injury govinfo.gov
143. North Carolina: N.C. Gen. Stat. § 1-139, shared fault ncleg.gov
144. North Carolina: minimum auto liability insurance (North Carolina Department of Insurance) ncdoi.gov
145. North Dakota: N.D.C.C. § 28-01-16(5), deadline to sue for a personal injury ndlegis.gov
146. North Dakota: N.D.C.C. § 32-03.2-02, shared fault ndlegis.gov
147. North Dakota: minimum auto liability insurance (N.D.C.C. § 39-16.1-11(2)(b)) ndlegis.gov
148. Ohio: Ohio Rev. Code § 2305.10(A), deadline to sue for a personal injury govinfo.gov
149. Ohio: Ohio Rev. Code § 2315.33, shared fault codes.ohio.gov
150. Ohio: minimum auto liability insurance (Ohio Department of Public Safety) publicsafety.ohio.gov
151. Oklahoma: 12 O.S. § 95(A)(3), deadline to sue for a personal injury oklegislature.gov
152. Oklahoma: 23 O.S. §§ 13, 14, shared fault oklegislature.gov
153. Oklahoma: minimum auto liability insurance (Oklahoma Insurance Department) oid.ok.gov
154. Oregon: ORS 12.110(1), deadline to sue for a personal injury govinfo.gov
155. Oregon: minimum auto liability insurance (ORS 806.010 (named on the page)) oregon.gov
156. Pennsylvania: 42 Pa.C.S. § 5524(2), deadline to sue for a personal injury palegis.us
157. Pennsylvania: 42 Pa.C.S. § 7102(a), shared fault palegis.us
158. Pennsylvania: minimum auto liability insurance (Pennsylvania Insurance Department) pa.gov
159. Rhode Island: R.I. Gen. Laws § 9-1-14(b), deadline to sue for a personal injury govinfo.gov
160. Rhode Island: minimum auto liability insurance (230-RICR-20-05-3, § 3.10) rules.sos.ri.gov
161. South Carolina: S.C. Code § 15-3-530(5), deadline to sue for a personal injury scstatehouse.gov
162. South Carolina: Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991) (court-made rule), shared fault ca4.uscourts.gov
163. South Carolina: minimum auto liability insurance (S.C. Code § 38-77-140(A)) scstatehouse.gov
164. South Dakota: SDCL § 15-2-14(3), deadline to sue for a personal injury sdlegislature.gov
165. South Dakota: SDCL § 20-9-2, shared fault sdlegislature.gov
166. South Dakota: minimum auto liability insurance (SDCL § 32-35-70) sdlegislature.gov
167. Tennessee: Tenn. Code Ann. § 28-3-104(a)(1)(A), deadline to sue for a personal injury govinfo.gov
168. Tennessee: McIntyre v. Balentine, 833 S.W.2d 52, 57 (Tenn. 1992) (court-made rule), shared fault govinfo.gov
169. Tennessee: minimum auto liability insurance (Tennessee Department of Revenue) tn.gov
170. Texas: Tex. Civ. Prac. & Rem. Code § 16.003, deadline to sue for a personal injury tcss.legis.texas.gov
171. Texas: Tex. Civ. Prac. & Rem. Code §§ 33.001, 33.012(a), shared fault tcss.legis.texas.gov
172. Texas: minimum auto liability insurance (Tex. Transp. Code § 601.072(a-1)) tcss.legis.texas.gov
173. Utah: Utah Code § 78B-2-307(4) (numbered (3) before the 2023 amendment), deadline to sue for a personal injury le.utah.gov
174. Utah: Utah Code § 78B-5-818(2), shared fault le.utah.gov
175. Utah: minimum auto liability insurance (Utah Code § 31A-22-304(2)(a)) le.utah.gov
176. Vermont: 12 V.S.A. § 512(4), deadline to sue for a personal injury legislature.vermont.gov
177. Vermont: 12 V.S.A. § 1036(a), shared fault legislature.vermont.gov
178. Vermont: minimum auto liability insurance (23 V.S.A. § 800(a)) legislature.vermont.gov
179. Virginia: Va. Code § 8.01-243(A), deadline to sue for a personal injury law.lis.virginia.gov
180. Virginia: Virginia common law; Ponirakis v. Choi, 262 Va. 119, 546 S.E.2d 707 (2001), shared fault vawd.uscourts.gov
181. Virginia: minimum auto liability insurance (Va. Code § 46.2-472(B)(3)) law.lis.virginia.gov
182. Washington: RCW 4.16.080(2), deadline to sue for a personal injury courts.wa.gov
183. Washington: RCW 4.22.005, shared fault courts.wa.gov
184. Washington: minimum auto liability insurance (Washington Department of Licensing) dol.wa.gov
185. West Virginia: W. Va. Code § 55-2-12(b), deadline to sue for a personal injury ca4.uscourts.gov
186. West Virginia: W. Va. Code § 55-7-13c(c) (enacted by 2015 H.B. 2002), shared fault wvlegislature.gov
187. West Virginia: minimum auto liability insurance (West Virginia DMV) dmv.wv.gov
188. Wisconsin: minimum auto liability insurance (Wisconsin Office of the Commissioner of Insurance) oci.wi.gov
189. Wyoming: Wyo. Stat. § 1-3-105(a)(iv)(C), deadline to sue for a personal injury wyoleg.gov
190. Connecticut: Conn. Gen. Stat. § 52-251c(b), (c), (e), (f), limit on contingency fees cga.ct.gov
191. Oklahoma: Okla. Stat. tit. 5, § 7, limit on contingency fees oklegislature.gov
192. Michigan Court Rules, MCR 8.121: contingent fees in personal injury cases (one-third) courts.michigan.gov
193. State Bar of California: What to expect regarding fees and billing calbar.ca.gov
194. Texas Government Code ch. 82: § 82.065, contingent fee contracts in writing tcss.legis.texas.gov
195. Texas Penal Code § 38.12: barratry and solicitation after an accident tcss.legis.texas.gov
196. Florida Statutes § 817.234(8): solicitation after a motor vehicle accident flsenate.gov
197. California Labor Commissioner: Independent contractor versus employee FAQ (AB 5, Labor Code §§ 2775-2787, Borello exemptions, Prop 22) dir.ca.gov
198. ABA Model Rules of Professional Conduct, Rule 1.5: Fees (written fee terms, contingent fees, the ban in criminal and divorce cases) americanbar.org
199. ABA Model Rules of Professional Conduct, Rule 1.15: Safekeeping property (fees paid in advance go into a client trust account) americanbar.org
200. State Bar of Texas: Lawyer Referral & Information Service texasbar.com
201. The Florida Bar: Lawyer Referral Service floridabar.org
202. New York State Bar Association: Lawyer Referral Service nysba.org
203. State Bar of California: certified lawyer referral services calbar.ca.gov
204. American Bar Association: Lawyer Licensing (the agency that licenses lawyers in each state, with its search), opened November 1, 2026 americanbar.org
205. Arkansas: Arkansas Judiciary attorney search, as the ABA lists it attorneyinfo.aoc.arkansas.gov
206. California: State Bar of California attorney search, as the ABA lists it apps.calbar.ca.gov
207. Connecticut: Connecticut Judicial Branch attorney and firm inquiry, as the ABA lists it jud.ct.gov
208. Florida: The Florida Bar member search, as the ABA lists it floridabar.org
209. Idaho: Idaho State Bar attorney roster, as the ABA lists it isb.idaho.gov
210. Indiana: Indiana Roll of Attorneys, as the ABA lists it courtapps.in.gov
211. Maine: Maine attorney directory, as the ABA lists it maine.gov
212. Maryland: Maryland Courts attorney search, as the ABA lists it mdcourts.gov
213. Minnesota: Minnesota Lawyer Registration Office public search, as the ABA lists it lro.mn.gov
214. Nebraska: Nebraska lawyer search, as the ABA lists it mcle.wcc.ne.gov
215. New York: New York State Unified Court System attorney search, as the ABA lists it iapps.courts.state.ny.us
216. North Carolina: North Carolina State Bar license verification, as the ABA lists it portal.ncbar.gov
217. North Dakota: North Dakota Courts lawyer search, as the ABA lists it ndcourts.gov
218. Ohio: Supreme Court of Ohio attorney search, as the ABA lists it supremecourt.ohio.gov
219. Texas: State Bar of Texas Find a Lawyer, as the ABA lists it texasbar.com

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