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Do I need a hit and run lawyer, and who pays when the driver flees?

STATEState law: each state sets its own uninsured motorist rules for an unknown driver and runs its own crime victim compensation fund. This page reads 20 states from their statutes, insurance departments or victim programs; the deadline to sue covers 49 states and D.C.Checked by the Justice legal team against official sources · Last reviewed 8 free tools on this page
Cyanotype print: a broken car side mirror on asphalt beside a few headlight shards, a pocket notebook and a pencilAI-generated image

Short answer

Not always. If you were hurt, your own uninsured motorist coverage can pay when the driver is never found, but states set conditions: a police report, quick notice to your insurer, sometimes physical contact. A state crime victim fund may pay what insurance does not. A lawyer helps most when injuries are serious or the insurer refuses.

Date calculator · 12 states

Report it in time: the police, your insurer and the victim fund

Each clock read from the state's statute, insurance or victim program on November 2, 2026 (California: its DMV and CalVCB) · checked Nov 2, 2026

Which state?

Pick the state where you were hit, then the date.

    Each rule comes from the official source linked in the result. It runs on your device: nothing you type is stored or sent. General information, not legal advice.

    Key points

    Report
    Call the police. Texas's insurance department says uninsured motorist coverage won't pay a hit-and-run you didn't report to police; Pennsylvania and Delaware want notice to your insurer within 30 days, or as soon as practicable.
    Your insurance
    With an unknown driver, your own uninsured motorist coverage is usually the main payer. Texas and Iowa require physical contact; Arizona, Kansas, North Dakota and South Carolina accept a witness or other proof; Missouri, Virginia and Delaware allow a claim without contact.
    Victim fund
    Every state runs a crime victim compensation fund. In the 11 states read for this page its general limit is $15,000 to $70,000, and it pays only for losses insurance does not cover, with deadlines from 180 days to 7 years.
    Fees
    No official source sets a price for a hit and run lawyer. Most work for a percentage, agreed in writing. On a Texas victim fund claim, the state pays the lawyer on top of the award, at most 25%.

    A hit and run lawyer helps the person who was hit get paid when the driver fled: from your own insurance, from a state fund, or from the driver if found. This page gives the clocks to report in 12 states, counted for your date; the uninsured motorist rules in 20 states, with what 16 of them ask when the driver is unknown; each victim fund's maximum and deadline; a notice letter to your own insurer; the deadline to sue in 49 states and D.C.; and the official place to check a lawyer's license.

    This page is part of Car accident, which covers reports, claims and no-fault states; for lawyer fees and fee limits in every injury case, see Personal injury lawyer. Nothing here ranks or recommends a lawyer or a firm.

    What to do after a hit and run: the first hours and days

    Right after the hit-and-run

    1. Get safe and get care. Call 911 if anyone is hurt. Following the other car is not your job; the police can look for it.
    2. Call the police if you were hurt or the other driver drove away, the Texas Department of Insurance says, and get the report for your insurance company. In California, a report to law enforcement is due within 24 hours if anyone is hurt or killed.
    3. Write down what you saw while it is fresh: any letters or digits of the plate, the make, color and damage of the car, and the way it went.
    4. Find witnesses and take their names and phone numbers. Where there was no contact, a witness can decide the claim in some states.
    5. Take photos of the scene, your injuries, the damage, any paint or parts left behind, and the street signs.
    6. Look for cameras on nearby businesses, homes and buses, and ask the owners to keep the recording. No law on this page makes them keep it, so ask early and in writing.

    Then tell your own insurance company at once; the rules in some states count in days (see report it in time), and your policy may set its own notice terms. A copy of the police report comes later: see crash reports by state.

    Tip. A recording can be proof. In South Carolina, a recording of the crash showing that the unknown car caused it is one of three ways to bring an uninsured motorist claim against an unknown driver; the others are physical contact and a witness who signs an affidavit (S.C. Code § 38-77-170(A)).

    Do you need a hit and run lawyer?

    For damage to your car only, you can usually start the claim yourself with your own insurer: collision coverage, or uninsured motorist property damage where your state includes it (see car damage). A lawyer is worth calling when:

    • You were hurt. An injury claim against your own uninsured motorist coverage is a claim for damages the driver would owe: medical bills, lost pay and pain. Your insurer pays only what you are legally entitled to recover from that driver, so it can question fault and the amount.
    • The insurer says the rules were not met. For example, no physical contact in Texas or Iowa, no report to the police, or notice that came too late. These rules differ by state; see the table.
    • You had no car insurance of your own. A pedestrian or cyclist may still have coverage through a household member's policy, a state fund (Maryland, Pennsylvania) or the crime victim fund.
    • The driver is found later. Then there is the driver's insurer, perhaps a criminal case, and the deadline to sue, which the general rule counts from the injury.
    Tip. This page states rules, not chances. No official source publishes how often hit-and-run drivers are found, or an average payout. What the law does set is who pays, the clocks, and each fund's limit.

    Who pays when the driver is unknown

    With no driver to claim against, the money comes from your own coverage and from public funds. Roughly in the order to check them:

    • PIP or no-fault, where your state has it. It pays whoever was at fault. In Florida, PIP pays medical benefits only if you get initial care within 14 days, up to $10,000 with an emergency medical condition; in New York, no-fault pays basic economic loss up to $50,000 per person.Fla. Stat. § 627.736(1)(a) · N.Y. Ins. Law § 5102(a) (checked for the car accident page)
    • Medical payments coverage (MedPay). California's insurance department says it covers your and your passengers' medical expenses, no matter who is at fault. Texas's says it also pays if you're hurt while walking or biking.California Department of Insurance · TDI
    • Your uninsured motorist (UM) coverage. It pays what the unknown driver would owe for your injuries, up to your policy's limits, if your state's conditions are met: see the table. Texas's insurance department says you must pay a deductible for uninsured motorist claims.TDI
    • Collision coverage, for your car. Texas's insurance department says it will pay your repair costs; you pay the deductible. See car damage.TDI
    • Your health insurance. It pays medical bills under its own terms. If you are paid later from another source, your plan may ask to be repaid; ask before you settle.
    • A state fund for people with no coverage. Maryland's Automobile Insurance Fund takes a claim when no policy covers you and the car, its driver and owner cannot be identified (notice within 180 days). Pennsylvania's Assigned Claims Plan pays medical benefits up to $5,000 to an eligible resident with no other first party benefits, and an eligible claimant with no other uninsured motorist coverage may recover up to $15,000 ($30,000 for all claims from one accident) against a party who failed to carry the required insurance.Md. Code, Ins. §§ 20-601(c), 20-603(a)(1) · 75 Pa.C.S. §§ 1752, 1753, 1754
    • The crime victim compensation fund. It pays last: CalVCB says it can only pay bills that are not covered by other sources, auto insurance included; Texas pays only losses not compensated from a collateral source; Virginia reduces a claim by payments from any other public or private source. See the victim fund.CalVCB · Tex. Code Crim. Proc. art. 56B.103(b) · Va. Code § 19.2-368.11:1(G)
    Tip. If the driver is found, their insurer comes back into it. Texas's insurance department says your insurance company will try to recover what it paid you from the other driver's insurer. See if the driver is found.

    Quick guide

    Who may pay for your injuries and your car?

    1. Were you hurt?

    Pick what is closest to your situation.

    It points to the part of this page that fits, in the page's own words. Nothing you choose is saved or sent. Not legal advice.

    Uninsured motorist rules for an unknown driver, and the victim fund, state by state

    Each row was read on November 2, 2026 from the state's own statute, insurance department or victim compensation program (New York's coverage: checked for the car accident page). "No contact rule in the statute" means the statute read sets none, so your policy's terms and the courts decide; it does not mean any claim will be paid.

    StateUninsured motorist (UM) coverageIf the driver is unknownVictim fund: the most it paysVictim fund: apply withinLaw
    ArizonaOffered; you may decline: the insurer must offer it in writing and include it if you askContact, a witness or other proof: with no physical contact, you must give corroboration (testimony, a fact or evidence) that the unidentified car caused the crashNot checked for this pageNot checked for this pageA.R.S. §§ 20-259.01(A), 20-259.01(M)
    CaliforniaOffered; you may decline: the insurer must offer it, and you sign a waiver to turn it down. Uninsured motorist property damage pays up to $3,500, and only if the uninsured driver is identifiedNot checked for this page: the insurance code's rule for an unknown driver (Ins. Code § 11580.2) could not be read today; the state's code site refused this machine$70,000 per approved application7 years after the crime, or 7 years after the victim turns 21, or from when the crime could have been discovered, whichever is laterCalifornia Department of Insurance · CalVCB (victims.ca.gov)
    ConnecticutRequired in every auto liability policyNot checked for this page$15,000 for a personal injury ($25,000 for the dependents of a homicide victim); only after a conviction for evading responsibility (§ 14-224), or without one if the Office of Victim Services finds it right3 years after the injury; the crime must be reported to the policeConn. Gen. Stat. §§ 38a-336(a)(1)(A), 54-209, 54-211(a)(1), 54-211(d)(1)
    DelawareIncluded unless rejected in writing; property damage carries a $250 deductibleNo contact needed if both the driver and the owner are unknown. Report the crash to the police, and tell your insurer within 30 days, or as soon as practicable, that you have a legal action$25,000 ($50,000 for a permanent and total disability)1 year after the injury; report to the police within 72 hours18 Del. C. §§ 3902(a)(1), 3902(a)(2), 3902(a)(3) · 11 Del. C. §§ 9002, 9010(a)(4), 9010(a)(5), 9011(d)
    FloridaIncluded unless rejected in writing in a policy with bodily injury liability coverageNo contact rule in the statute: § 627.727 does not speak to an unknown driver, so the policy's terms decide$25,000 in total ($50,000 for a catastrophic injury)3 years after the crime (crimes on or after October 1, 2019)Fla. Stat. §§ 627.727(1), 960.03(3)(b), 960.07(2)(b), 960.13(9)(a)
    IowaIncluded unless rejected in writing by the named insuredContact required: the hit-and-run car must have made physical contact with you or the car you were inNot checked for this pageNot checked for this pageIowa Code § 516A.1(1), 516A.1(2)
    KansasRequired, at the same limits as your bodily injury liability coverage; only the part above the state minimum can be rejected in writingContact, a witness or other proof: the policy may exclude a claim with no evidence of physical contact and no disinterested witness; and a suit against the driver needs notice to your insurer$25,000 in total5 years after the injury; report to a law enforcement officer within 72 hoursK.S.A. 40-284(a), 40-284(c), 40-284(e) · K.S.A. 74-7301(e), 74-7305(b)(2)(A), 74-7305(f), 74-7305(i)
    MaineRequired, for uninsured, underinsured and hit-and-run cars, never below the state minimumNo contact rule in the statute: the policy's terms decideNot checked for this pageNot checked for this page24-A M.R.S. § 2902(1), (2)
    MarylandRequired in every policy, for injuries and property damageNot in § 19-509. If no policy covers you, the Maryland Automobile Insurance Fund takes a claim when the car, its driver and owner cannot be identified; file notice with the Fund within 180 days$45,000 in total4 years after the crime is discovered, or the deathMd. Code, Ins. §§ 19-509(c), 20-601(c), 20-603(a)(1) · Crim. Proc. §§ 11-801(d)(2), 11-809(a)(1), 11-811(b)(4)
    MinnesotaRequired, at least $25,000 for one person and $50,000 for two or more; it covers hit-and-run carsNo contact rule in the statute: the policy's terms decide$50,000 in total3 years after the injury; report to the police within 30 daysMinn. Stat. §§ 65B.43, subd. 18; 65B.49, subd. 3a(1); 611A.52, subd. 6(c); 611A.53, subd. 2; 611A.54(3)
    MissouriRequired in every policyNo contact needed: the coverage exists whether or not physical contact was made, for a car that left the scene before it was identified$25,000 in total2 years after the crime or its discoveryRSMo §§ 379.203.1, 595.010, 595.025.2, 595.030
    New YorkRequired: at least $25,000 for one person's injury and $50,000 for a death (checked for the car accident page)Not checked for this pageNot checked for this pageNot checked for this pageN.Y. Ins. Law § 3420(f)(1)
    North DakotaRequired in every policyContact, a witness or other proof: actual physical contact, or a disinterested witness who verifies itNot checked for this pageNot checked for this pageN.D.C.C. §§ 26.1-40-15.1(3)(c), 26.1-40-15.2(1)
    PennsylvaniaOffered; you may decline: buying it is optional, and you reject it by signing a formNo contact rule in the statute: an unidentified car counts as uninsured if the crash is reported to the police and you notify your insurer within 30 days, or as soon as practicableMaximum not checked for this page5 years after the crime (crimes on or after September 8, 2022); the crime must be reported75 Pa.C.S. §§ 1702, 1731(a) · PCCD: Apply for victims compensation
    South CarolinaRequired, including at least $25,000 for your property (the first $200 may be excluded)Contact, a witness or other proof: report to the police within a reasonable time, and show physical contact, a witness who signs an affidavit, or a recording of the crash; and you must not have been negligent in failing to identify the driver$15,000 in total ($25,000 in extraordinary circumstances)180 days after the crime (up to 4 years for good cause)S.C. Code §§ 38-77-150(A), 38-77-170(A), 16-3-1110(A)(7), 16-3-1180(C), 16-3-1230(B)
    South DakotaRequired, for uninsured and hit-and-run cars, at the policy's bodily injury limitsNo contact rule in the statute: the policy's terms decideNot checked for this pageNot checked for this pageSDCL § 58-11-9
    TexasIncluded unless rejected in writing; the Texas Department of Insurance says it also pays after a hit-and-runContact required: actual physical contact between the unknown car and you or your property; and the Texas Department of Insurance says it won't pay if you didn't report the hit-and-run to police$50,000 in total (up to $75,000 more for a catastrophic injury with a total and permanent disability)3 years after the crime; report it within a reasonable timeTex. Ins. Code §§ 1952.101(b), 1952.101(c), 1952.104(3) · Code Crim. Proc. arts. 56B.003(4), 56B.052(a), 56B.106(a)
    UtahNot checked for this pageNo contact rule in the statute: an unidentified car that left the scene of a crash it caused counts as uninsuredNot checked for this pageNot checked for this pageUtah Code § 31A-22-305(2)(b)
    VermontRequired, for uninsured, underinsured and hit-and-run cars, with property damage up to $10,000 a claim and a $150 deductibleNo contact rule in the statute: the policy's terms decideNot checked for this pageNot checked for this page23 V.S.A. § 941(a)
    VirginiaRequired at the state minimum; coverage above it can be rejected. A car is uninsured if its owner or operator is unknownNo contact needed: with no contact, report the crash promptly to your insurer or the police; you may sue the unknown driver as "John Doe"$35,000 in total3 years after the crime; it must be promptly reportedVa. Code §§ 38.2-2206(A), 38.2-2206(D), 38.2-2206(E), 19.2-368.2, 19.2-368.5(B), 19.2-368.10, 19.2-368.11:1(H)
    Watch out. 31 states were not checked for this page: Alabama, Alaska, Arkansas, Colorado, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Rhode Island, Tennessee, Washington, West Virginia, Wisconsin, Wyoming. Their code sites refused this machine, gave no free official text, or were not read today. Every state has a crime victim compensation program: the federal Office for Victims of Crime says victims may contact the program for the state or territory where the crime occurred, and lists each one on its Help in your state page.

    State map · 19 of 51 with a value

    Hit-and-run rules in your state: uninsured motorist coverage and the victim fund

    Show

    • Required12
    • Included unless rejected in writing4
    • Offered; you may decline3
    • Not checked32

    Uninsured motorist coverage

    Tap a state to see its rule and the law behind it.

    See the table 51 rows
    StateUninsured motorist coverageIf the driver is unknownVictim fund: the most it paysVictim fund: apply withinLaw
    AlabamaNot checkedNot checkedNot checkedNot checked
    AlaskaNot checkedNot checkedNot checkedNot checked
    ArizonaOffered; you may declineContact, a witness or other proofNot checkedNot checkedA.R.S. § 20-259.01(A); A.R.S. § 20-259.01(M)
    ArkansasNot checkedNot checkedNot checkedNot checked
    CaliforniaOffered; you may declineNot checked$70,0007 yearsCalifornia Department of Insurance; CalVCB
    ColoradoNot checkedNot checkedNot checkedNot checked
    ConnecticutRequiredNot checked$15,0003 yearsConn. Gen. Stat. § 38a-336(a)(1)(A); Conn. Gen. Stat. §§ 54-209, 54-211(d)(1); Conn. Gen. Stat. § 54-211(a)(1)
    DelawareIncluded unless rejected in writingNo contact needed$25,0001 year18 Del. C. § 3902(a)(1); 18 Del. C. § 3902(a)(3); 11 Del. C. § 9011(d); 11 Del. C. § 9010(a)(4)
    District of ColumbiaNot checkedNot checkedNot checkedNot checked
    FloridaIncluded unless rejected in writingNo contact rule in the statute$25,0003 yearsFla. Stat. § 627.727(1); Fla. Stat. § 960.13(9)(a); Fla. Stat. § 960.07(2)(b)
    GeorgiaNot checkedNot checkedNot checkedNot checked
    HawaiiNot checkedNot checkedNot checkedNot checked
    IdahoNot checkedNot checkedNot checkedNot checked
    IllinoisNot checkedNot checkedNot checkedNot checked
    IndianaNot checkedNot checkedNot checkedNot checked
    IowaIncluded unless rejected in writingContact requiredNot checkedNot checkedIowa Code § 516A.1(2); Iowa Code § 516A.1(1)
    KansasRequiredContact, a witness or other proof$25,0005 yearsK.S.A. 40-284(a), (c); K.S.A. 40-284(e); K.S.A. 74-7305(i); K.S.A. 74-7305(b)(2)(A)
    KentuckyNot checkedNot checkedNot checkedNot checked
    LouisianaNot checkedNot checkedNot checkedNot checked
    MaineRequiredNo contact rule in the statuteNot checkedNot checked24-A M.R.S. § 2902(1)
    MarylandRequiredNot checked$45,0004 yearsMd. Code, Ins. § 19-509(c); Md. Code, Crim. Proc. § 11-811(b)(4); Md. Code, Crim. Proc. § 11-809(a)(1)
    MassachusettsNot checkedNot checkedNot checkedNot checked
    MichiganNot checkedNot checkedNot checkedNot checked
    MinnesotaRequiredNo contact rule in the statute$50,0003 yearsMinn. Stat. § 65B.49, subd. 3a(1); Minn. Stat. § 65B.43, subd. 18; Minn. Stat. § 611A.54(3); Minn. Stat. § 611A.53, subd. 2
    MississippiNot checkedNot checkedNot checkedNot checked
    MissouriRequiredNo contact needed$25,0002 yearsRSMo § 379.203.1; RSMo § 595.030; RSMo § 595.025.2
    MontanaNot checkedNot checkedNot checkedNot checked
    NebraskaNot checkedNot checkedNot checkedNot checked
    NevadaNot checkedNot checkedNot checkedNot checked
    New HampshireNot checkedNot checkedNot checkedNot checked
    New JerseyNot checkedNot checkedNot checkedNot checked
    New MexicoNot checkedNot checkedNot checkedNot checked
    New YorkRequiredNot checkedNot checkedNot checkedN.Y. Ins. Law § 3420(f)(1)
    North CarolinaNot checkedNot checkedNot checkedNot checked
    North DakotaRequiredContact, a witness or other proofNot checkedNot checkedN.D.C.C. § 26.1-40-15.2(1); N.D.C.C. § 26.1-40-15.1(3)(c)
    OhioNot checkedNot checkedNot checkedNot checked
    OklahomaNot checkedNot checkedNot checkedNot checked
    OregonNot checkedNot checkedNot checkedNot checked
    PennsylvaniaOffered; you may declineNo contact rule in the statuteNot checked5 years75 Pa.C.S. § 1731(a); 75 Pa.C.S. § 1702; PCCD
    Rhode IslandNot checkedNot checkedNot checkedNot checked
    South CarolinaRequiredContact, a witness or other proof$15,000180 daysS.C. Code § 38-77-150(A); S.C. Code § 38-77-170(A); S.C. Code § 16-3-1180(C); S.C. Code § 16-3-1230(B)
    South DakotaRequiredNo contact rule in the statuteNot checkedNot checkedSDCL § 58-11-9
    TennesseeNot checkedNot checkedNot checkedNot checked
    TexasIncluded unless rejected in writingContact required$50,0003 yearsTex. Ins. Code § 1952.101(c); Tex. Ins. Code § 1952.104(3); Tex. Code Crim. Proc. art. 56B.106(a); Tex. Code Crim. Proc. art. 56B.052(a)
    UtahNot checkedNo contact rule in the statuteNot checkedNot checkedUtah Code § 31A-22-305(2)(b)
    VermontRequiredNo contact rule in the statuteNot checkedNot checked23 V.S.A. § 941(a)
    VirginiaRequiredNo contact needed$35,0003 yearsVa. Code § 38.2-2206(A); Va. Code § 38.2-2206(D); Va. Code § 19.2-368.11:1(H); Va. Code § 19.2-368.5(B)
    WashingtonNot checkedNot checkedNot checkedNot checked
    West VirginiaNot checkedNot checkedNot checkedNot checked
    WisconsinNot checkedNot checkedNot checkedNot checked
    WyomingNot checkedNot checkedNot checkedNot checked

    Each state's value is the one its row of this page's table states, with the law it cites. Nothing you tap is saved or sent. Not legal advice.

    Report it in time: the police, your insurer and the victim fund

    Three different clocks can start on the day of the hit-and-run. The calculator at the top of the page counts them for your date. Each was read on November 2, 2026:

    StateThe policeYour insurer (UM claim)Victim fundAlsoLaw
    CaliforniaWithin 24 hours (1 day) if anyone is hurt or killedYour policy's terms; the insurance code rule (§ 11580.2) is not checked for this page7 years (CalVCB)SR-1 report to the DMV within 10 days if anyone is hurt or damage is over $1,000CA DMV Driver Handbook · DMV: SR-1 · CalVCB
    ConnecticutReport it to the police (no period stated)Not checked for this page3 years—Conn. Gen. Stat. § 54-211(a)(1)
    DelawareWithin 72 hours (3 days), for the victim fundWithin 30 days, or as soon as practicable1 year—18 Del. C. § 3902(a)(3) · 11 Del. C. § 9010(a)(4), (a)(5)
    FloridaRight away if anyone is hurt (checked for the car accident page)Your policy's terms3 yearsPIP: first medical care within 14 daysFla. Stat. §§ 316.065(1), 627.736(1)(a), 960.07(2)(b)
    KansasWithin 72 hours (3 days), for the victim fundBefore you sue the driver5 years—K.S.A. 40-284(e) · K.S.A. 74-7305(b)(2)(A), 74-7305(f)
    MarylandNot checked for this pageIf no policy covers you: notice to the Maryland Automobile Insurance Fund within 180 days4 years—Md. Code, Ins. § 20-603(a)(1) · Crim. Proc. § 11-809(a)(1)
    MinnesotaWithin 30 days, for the victim fundYour policy's terms3 years—Minn. Stat. § 611A.53, subd. 2
    MissouriReported to the proper authorities (no period stated)Your policy's terms2 years—RSMo §§ 595.025.2, 595.030
    PennsylvaniaReport it to the policeWithin 30 days, or as soon as practicable5 yearsAssigned Claims Plan lawsuit within 4 years75 Pa.C.S. §§ 1702, 1757(a) · PCCD
    South CarolinaWithin a reasonable time, for the uninsured motorist claimYour policy's terms180 days (up to 4 years for good cause)—S.C. Code §§ 38-77-170(A), 16-3-1230(B)
    TexasRight away; uninsured motorist coverage won't pay a hit-and-run you didn't report to policeYour policy's terms3 yearsThe officer's crash report is filed with TxDOT by the 10th dayTex. Transp. Code §§ 550.026, 550.062(b) · Code Crim. Proc. art. 56B.052(a)
    VirginiaPromptly, to the police or your insurer, if there was no contactPromptly, if there was no contact3 years—Va. Code §§ 38.2-2206(D), 19.2-368.5(B)
    • Texas: the police report. An officer who investigates a collision with an injury, a death or property damage of $1,000 or more must make a written report and file it with TxDOT by the 10th day after the collision. TxDOT sells a copy for $6, or $8 certified (checked for the car accident page).Tex. Transp. Code § 550.062(a), (b) · TxDOT
    • California: the SR-1. An SR-1 report goes to the DMV within 10 days if anyone is hurt or property damage is over $1,000, whoever caused the crash; it is separate from the police report and from any insurance claim.CA DMV: SR-1
    • Texas: how fast your own insurer must act. It must acknowledge your claim within 15 days, and accept or reject it within 15 business days of getting everything it needs, or take up to 45 days and tell you why (checked for the car accident page).TDI
    Watch out. Your policy can be stricter than the statute. Most policies ask for prompt notice of any claim. When the law says "as soon as practicable" or "promptly", do it the same day you can.

    Your notice to your own insurance company

    Tell your insurer by phone, then in writing, so you have proof of the date. The letter below states the facts, names the coverages and adds the line your state's statute asks for. It promises nothing about fault or value.

    • Pennsylvania and Delaware: notice within 30 days, or as soon as practicable, that you have a legal action from the accident (75 Pa.C.S. § 1702; 18 Del. C. § 3902(a)(3)).
    • Virginia: with no contact, report the accident promptly to the insurer or the police (Va. Code § 38.2-2206(D)).
    • Kansas: a policy may exclude a suit filed against the uninsured motorist without notice to your insurer (K.S.A. 40-284(e)).
    • Texas: the claim needs actual physical contact (Tex. Ins. Code § 1952.104(3)); Arizona: with no contact, corroboration (A.R.S. § 20-259.01(M)); North Dakota: contact or a disinterested witness (N.D.C.C. § 26.1-40-15.1(3)(c)); South Carolina: a police report, and contact, a witness's affidavit or a recording (S.C. Code § 38-77-170(A)); Missouri: coverage exists whether or not contact was made (RSMo § 379.203.1).
    Tip. Keep a copy and the claim number. Ask for your declarations page: it lists your uninsured motorist, medical payments or PIP, and collision coverages and their limits.

    Letter generator · 9 states

    Notice of a hit-and-run claim to your own insurance company

    Each state line from the state's own uninsured motorist statute, read November 2, 2026 · checked Nov 2, 2026

    Which state is your policy from?

    Fill in the crash details; the letter is written as you type.

      Each rule comes from the official source linked in the result. It runs on your device: nothing you type is stored or sent. General information, not legal advice.

      Crime victim compensation after a hit and run

      Crime victim compensation is a direct reimbursement to or on behalf of a crime victim for crime-related expenses such as medical costs, mental health counseling, lost wages, and funeral and burial costs, the federal Office for Victims of Crime says; every state runs a program, with federal support, and eligibility varies by state. Leaving the scene of a crash with an injury is a crime the programs read for this page name:

      • Named in the law. Texas counts a violation of Transportation Code § 550.021; Florida a violation of § 316.027(2) that results in injury; Missouri "hit and run" under § 577.060; Delaware leaving the scene of an accident involving personal injury; Virginia a felony violation of § 46.2-894; Minnesota a violation of § 169.09, subdivision 1; Kansas a violation of K.S.A. 8-1602; Maryland a violation of Transportation § 20-102; South Carolina a violation of § 56-5-1210. CalVCB lists hit and run among the crimes it covers.Tex. Code Crim. Proc. art. 56B.003(4) · Fla. Stat. § 960.03(3)(b) · RSMo § 595.010 · 11 Del. C. § 9002 · Va. Code § 19.2-368.2 · Minn. Stat. § 611A.52, subd. 6(c) · K.S.A. 74-7301(e) · Md. Code, Crim. Proc. § 11-801(d)(2) · S.C. Code § 16-3-1110(A)(7)
      • Connecticut: a conviction, or the office's judgment. It pays for an injury from a driver later convicted of evading responsibility (§ 14-224); without a conviction, the Office of Victim Services may order payment after considering all the circumstances.Conn. Gen. Stat. § 54-209
      • It pays last, and not for the car. The fund pays only what insurance and other sources do not; CalVCB does not pay property damage.CalVCB
      • Report it to the police. Most programs require a police report: within 72 hours in Kansas and Delaware, within 30 days in Minnesota, promptly in Virginia, within a reasonable period in Texas.K.S.A. 74-7305(f) · 11 Del. C. § 9010(a)(5) · Minn. Stat. § 611A.53, subd. 2 · Va. Code § 19.2-368.10 · Tex. Code Crim. Proc. art. 56B.053(a)
      StateThe most the fund paysApply withinLaw
      California$70,000 per approved application7 years after the crime, or 7 years after the victim turns 21, or from when the crime could have been discovered, whichever is laterCalVCB (victims.ca.gov)
      Minnesota$50,000 in total3 years after the injury; report to the police within 30 daysMinn. Stat. §§ 611A.52, subd. 6(c); 611A.53, subd. 2; 611A.54(3)
      Texas$50,000 in total (up to $75,000 more for a catastrophic injury with a total and permanent disability)3 years after the crime; report it within a reasonable timeTex. Code Crim. Proc. arts. 56B.003(4), 56B.052(a), 56B.106(a)
      Maryland$45,000 in total4 years after the crime is discovered, or the deathMd. Code, Crim. Proc. §§ 11-801(d)(2), 11-809(a)(1), 11-811(b)(4)
      Virginia$35,000 in total3 years after the crime; it must be promptly reportedVa. Code §§ 19.2-368.2, 19.2-368.5(B), 19.2-368.10, 19.2-368.11:1(H)
      Delaware$25,000 ($50,000 for a permanent and total disability)1 year after the injury; report to the police within 72 hours11 Del. C. §§ 9002, 9010(a)(4), 9010(a)(5), 9011(d)
      Florida$25,000 in total ($50,000 for a catastrophic injury)3 years after the crime (crimes on or after October 1, 2019)Fla. Stat. §§ 960.03(3)(b), 960.07(2)(b), 960.13(9)(a)
      Kansas$25,000 in total5 years after the injury; report to a law enforcement officer within 72 hoursK.S.A. 74-7301(e), 74-7305(b)(2)(A), 74-7305(f), 74-7305(i)
      Missouri$25,000 in total2 years after the crime or its discoveryRSMo §§ 595.010, 595.025.2, 595.030
      Connecticut$15,000 for a personal injury ($25,000 for the dependents of a homicide victim); only after a conviction for evading responsibility (§ 14-224), or without one if the Office of Victim Services finds it right3 years after the injury; the crime must be reported to the policeConn. Gen. Stat. §§ 54-209, 54-211(a)(1), 54-211(d)(1)
      South Carolina$15,000 in total ($25,000 in extraordinary circumstances)180 days after the crime (up to 4 years for good cause)S.C. Code §§ 16-3-1110(A)(7), 16-3-1180(C), 16-3-1230(B)

      Texas can also make an emergency award of up to $1,500 when a final award is likely and you would suffer undue hardship without it (Tex. Code Crim. Proc. art. 56B.102(b)). Pennsylvania's program requires a minimum loss of $50 if you are under 60; its maximum award was not checked for this page.

      Calculator

      Does your state's victim fund cover this much?

      1. Which state's fund?

      Fill in the steps to see the answer.

      Uses only the numbers on this page, each from its official source. Nothing you type leaves your device. Not legal advice.

      Hit and run with car damage only, or a parked car

      For the car, the victim funds do not help (CalVCB, for one, does not pay property damage). The insurance that can:

      • Collision coverage. It pays to repair or replace your car after an accident, less your deductible; Texas's insurance department says it will pay your repair costs.TDI
      • Uninsured motorist property damage, where it exists. California: up to $3,500, and only if the uninsured driver is identified. Delaware: a $250 deductible. Vermont: up to $10,000 a claim with a $150 deductible. South Carolina: at least $25,000 for your property, and the first $200 may be excluded. Maryland's required coverage includes property damage. Texas's insurance department says uninsured motorist coverage pays for car repairs after a hit-and-run.California Department of Insurance · 18 Del. C. § 3902(a)(2) · 23 V.S.A. § 941(a) · S.C. Code § 38-77-150(A) · Md. Code, Ins. § 19-509(c) · TDI
      • Maryland: the Fund for property. A claim against the Maryland Automobile Insurance Fund for damage to property must be for more than $250.Md. Code, Ins. § 20-601(b)

      A parked car hit and left. A driver who hits an unattended car must stop and find the owner, or leave a note. California's DMV handbook asks for a note with name, phone number and address, securely attached, and a report to law enforcement; South Carolina's law requires a written notice with the names and addresses of the driver and the owner, left in a conspicuous place in the car struck (S.C. Code § 56-5-1240). No note? Report it to the police and to your insurer, and claim under collision or uninsured motorist property damage.

      If the driver is found: their insurer, and the criminal case

      If the police find the driver, you can claim against the driver's liability insurance, and your own insurer may seek back what it paid. The minimum that driver had to carry in each state is in the deadline table. The criminal case belongs to the prosecutor; your claim for money is a separate civil matter.

      • Texas. A driver in a collision that results or is likely to result in injury must stop, return, check whether anyone needs aid and stay. Leaving is a felony of the second degree if someone dies and of the third degree for a serious bodily injury; for another injury, up to 5 years in prison or 1 year in jail, a fine up to $5,000, or both.Tex. Transp. Code § 550.021(a), (c)
      • Florida. Leaving the scene of a crash with an injury is a felony of the third degree; with a serious bodily injury, the second degree; with a death, the first degree, with a mandatory minimum of 4 years in prison.Fla. Stat. § 316.027(2)(a)-(c)
      • Virginia. A driver must stop at once and report name, address, license and registration; leaving is a Class 5 felony if anyone is injured or killed.Va. Code § 46.2-894

      Penalty for a hit and run on a pedestrian: the statutes above apply to any person injured, on foot or not. If you are the driver who left, this page is not for you: see criminal defense lawyer.

      Deadline to sue after a hit and run, and the minimum insurance by state

      The general deadline to sue for an injury from a crash, and the minimum liability insurance a driver must carry, in 49 states and D.C. This is the same checked data as the motorcycle accident and personal injury lawyer pages, read November 1, 2026. A claim under your own uninsured motorist coverage can have a deadline of its own in the policy: read it, and ask.

      StateDeadline to sue after a crashMinimum car insuranceLaw
      Alabama2 years$25,000 per person, $50,000 per crashAla. Code § 6-2-38(l) · Ala. Code § 32-7-6 (named on the page)
      Alaska2 years$50,000 per person, $100,000 per crashAS 09.10.070(a) · AS 28.22.101 (named on the page)
      Arizona2 years$25,000 per person, $50,000 per crashA.R.S. § 12-542(1) · A.R.S. § 28-4009(A)(2)(b)
      Arkansas3 years$25,000 per person, $50,000 per crashArk. Code Ann. § 16-56-105 · Ark. Code Ann. § 27-22-104(b)
      California2 years$30,000 per person, $60,000 per crashCal. Code Civ. Proc. § 335.1 · California DMV Driver Handbook
      Colorado3 years for bodily injury from a motor-vehicle crash (2 years for other negligence)$25,000 per person, $50,000 per crashC.R.S. § 13-80-102(1)(a); § 13-80-101(1)(n)(I) · C.R.S. § 13-80-101(1)(n)(I) · Colorado Division of Insurance
      Connecticut2 years$25,000 per person, $50,000 per crashConn. Gen. Stat. § 52-584 · Conn. Gen. Stat. § 38a-335(a); § 14-112(a)
      Delaware2 years$25,000 per person, $50,000 per crash10 Del. C. § 8119 · 21 Del. C. § 2902; § 2118(a)(1)
      District of Columbia3 years$25,000 per person, $50,000 per crashD.C. Code § 12-301(a)(8) · D.C. Code § 31-2406(b), (c)
      Florida2 years for negligence after March 24, 2023 (4 years before)No bodily-injury liability coverage requiredFla. Stat. § 95.11(5)(a) · Fla. Stat. § 324.022(1); § 627.736(1)
      Georgia2 years$25,000 per person, $50,000 per crashO.C.G.A. § 9-3-33 · Georgia Office of Insurance and Safety Fire Commissioner
      Hawaii2 years$40,000 per person, $80,000 per crashHRS § 657-7 · HRS § 431:10C-301 (not named on the FAQ; statute site answered 403)
      Idaho2 years$25,000 per person, $50,000 per crashIdaho Code § 5-219(4) · Idaho Transportation Department
      Illinois2 years$25,000 per person, $50,000 per crash735 ILCS 5/13-202 · 625 ILCS 5/7-203 (named on the page)
      Indiana2 years$25,000 per person, $50,000 per crashInd. Code § 34-11-2-4 · IC 9-25-4-5 (per secondary listing; iga.in.gov is script-only)
      Iowa2 years$20,000 per person, $40,000 per crashIowa Code § 614.1(2) · Iowa Code § 321A.21(2)(b)
      Kansas2 years$25,000 per person, $50,000 per crashK.S.A. 60-513(a)(4), (b) · K.S.A. § 40-3107(e)
      Kentucky2 years after the injury in a motor-vehicle crash case (1 year for other injuries)$25,000 per person, $50,000 per crashKRS 413.140(1)(a); KRS 304.39-230(6) · KRS 304.39-230(6) · KRS 304.39-110(1)(a)
      Louisiana2 years for injuries from July 1, 2024 (1 year before)$15,000 per person, $30,000 per crashLa. Civ. Code art. 3493.1 (Acts 2024, No. 423) · La. R.S. 32:900(B)(2)
      Maine6 years$50,000 per person, $100,000 per crash14 M.R.S. § 752 · 29-A M.R.S. § 1605(1)(C)
      Maryland3 years$30,000 per person, $60,000 per crashMd. Code, Cts. & Jud. Proc. § 5-101 · Md. Code, Transp. § 17-103(b)
      Massachusetts3 yearsNot checked for this pageMass. Gen. Laws ch. 260, § 2A
      Michigan3 years$50,000 per person, $100,000 per crashMCL 600.5805(2) · MCL 500.3009(1)(a)-(b), (5)
      Minnesota6 years$30,000 per person, $60,000 per crashMinn. Stat. § 541.05, subd. 1(5) · Minn. Stat. § 65B.49, subd. 3(1)
      Mississippi3 years$25,000 per person, $50,000 per crashMiss. Code Ann. § 15-1-49(1) · Mississippi Insurance Department
      Missouri5 years$25,000 per person, $50,000 per crashRSMo § 516.120(4) · RSMo § 303.190(2)(2)
      Montana3 years$25,000 per person, $50,000 per crashMont. Code Ann. § 27-2-204(1) · Mont. Code Ann. § 61-6-103
      Nebraska4 years$25,000 per person, $50,000 per crashNeb. Rev. Stat. § 25-207 · Nebraska Department of Insurance
      Nevada2 years$25,000 per person, $50,000 per crashNRS 11.190(4)(e) · NRS 485.185 (named on the form)
      New Hampshire3 yearsNot checked for this pageRSA 508:4(I)
      New Jersey2 years$35,000 per person, $70,000 per crashN.J.S.A. 2A:14-2(a) · P.L.2022, c.87; N.J.S.A. 39:6B-1 (DOBI Bulletin No. 25-06)
      New Mexico3 years$25,000 per person, $50,000 per crashNMSA 1978, § 37-1-8 · New Mexico Office of Superintendent of Insurance
      New York3 years$25,000 per person, $50,000 per crashN.Y. CPLR 214(5) · N.Y. Veh. & Traf. Law § 311(4)(a)
      North Carolina3 years$50,000 per person, $100,000 per crashN.C. Gen. Stat. § 1-52(16) · North Carolina Department of Insurance
      North Dakota6 years$25,000 per person, $50,000 per crashN.D.C.C. § 28-01-16(5) · N.D.C.C. § 39-16.1-11(2)(b)
      Ohio2 years$25,000 per person, $50,000 per crashOhio Rev. Code § 2305.10(A) · Ohio Department of Public Safety
      Oklahoma2 years$25,000 per person, $50,000 per crash12 O.S. § 95(A)(3) · Oklahoma Insurance Department
      Oregon2 years$25,000 per person, $50,000 per crashORS 12.110(1) · ORS 806.010 (named on the page)
      Pennsylvania2 years$15,000 per person, $30,000 per crash42 Pa.C.S. § 5524(2) · Pennsylvania Insurance Department
      Rhode Island3 years$25,000 per person, $50,000 per crashR.I. Gen. Laws § 9-1-14(b) · 230-RICR-20-05-3, § 3.10
      South Carolina3 years$25,000 per person, $50,000 per crashS.C. Code § 15-3-530(5) · S.C. Code § 38-77-140(A)
      South Dakota3 years$25,000 per person, $50,000 per crashSDCL § 15-2-14(3) · SDCL § 32-35-70
      Tennessee1 year$25,000 per person, $50,000 per crashTenn. Code Ann. § 28-3-104(a)(1)(A) · Tennessee Department of Revenue
      Texas2 years$30,000 per person, $60,000 per crashTex. Civ. Prac. & Rem. Code § 16.003 · Tex. Transp. Code § 601.072(a-1)
      Utah4 years$30,000 per person, $65,000 per crashUtah Code § 78B-2-307(4) (numbered (3) before the 2023 amendment) · Utah Code § 31A-22-304(2)(a)
      Vermont3 years$25,000 per person, $50,000 per crash12 V.S.A. § 512(4) · 23 V.S.A. § 800(a)
      Virginia2 years$50,000 per person, $100,000 per crashVa. Code § 8.01-243(A) · Va. Code § 46.2-472(B)(3)
      Washington3 years$25,000 per person, $50,000 per crashRCW 4.16.080(2) · Washington Department of Licensing
      West Virginia2 years$25,000 per person, $50,000 per crashW. Va. Code § 55-2-12(b) · West Virginia DMV
      WisconsinNot checked for this page$25,000 per person, $50,000 per crashWisconsin Office of the Commissioner of Insurance
      Wyoming4 years$25,000 per person, $50,000 per crashWyo. Stat. § 1-3-105(a)(iv)(C) · Wyo. Stat. § 31-9-405(b)(ii)
      Tip. Read from each state's statute, courts or insurance agency on November 1, 2026. Deadline not checked: Wisconsin. Insurance not checked: Massachusetts, New Hampshire.

      Date calculator · 50 states

      Your deadline to sue after a hit-and-run, and the minimum insurance a found driver must carry

      The same checked data as the motorcycle accident and personal injury lawyer pages (read November 1, 2026) · checked Nov 1, 2026

      Which state?

      Pick the state of the crash and its date.

        Each rule comes from the official source linked in the result. It runs on your device: nothing you type is stored or sent. General information, not legal advice.

        What a hit and run lawyer costs

        No state publishes a price for a hit and run lawyer, and no official source gives an average. Most injury lawyers take a contingent fee, a share of what you recover. Under the ABA model rule, that agreement must be in writing, signed by the client, and say how the fee is figured, including the percentage, and which expenses come out of the recovery (ABA Model Rule 1.5(c)). Two victim fund laws set the fee themselves:

        • Texas: the state pays the lawyer. On a crime victims' compensation claim, the attorney general awards a reasonable fee, paid by the state in addition to the award. It may not exceed 25% of the award; with no dispute and no hearing, it is the lesser of 25% or $300. The lawyer may not charge you more.Tex. Code Crim. Proc. arts. 56B.301, 56B.302
        • Delaware: a small fee, on top of the award. Before the Appeals Board, a fee may not exceed $1,000 or 15% of the award, whichever is less, and is paid in addition to the award; the lawyer may not collect anything else.11 Del. C. § 9013

        Ask before you sign: the percentage, whether it is figured before or after costs, who pays the costs if nothing is recovered, and whether the fee also applies to your own insurer's PIP, MedPay or collision payments. Fee limits in injury cases by state: personal injury lawyer. Bar-run referral services connect you with a lawyer for your kind of problem. The ones this guide has checked publish a first-consultation price: the State Bar of Texas service up to $20 for up to 30 minutes, The Florida Bar service up to $25 for 30 minutes, and the New York State Bar Association service normally $35 for the first half hour; California certifies its referral services, which you search by county. See Find a lawyer or free legal aid for the details.

        Check a lawyer's license in your state before you hire

        Check the license before you sign a fee agreement. Use the official search of the state where the claim will be made.

        Lawyers are licensed by a state agency in each state, and that agency can tell you whether a person has a law license and may practice there, the American Bar Association says. Its list names the agency in every state: in some it is the state bar, in others the state's highest court or one of its agencies. The table below gives each one, with a link where the site is a government or state-bar site this guide links to. ABA: Lawyer Licensing

        StateWhere to check a lawyer's licenseRun by
        AlabamaAlabama State Bar member search (alabar.org)A state bar
        AlaskaAlaska Bar Association member directory (alaskabar.org)A state bar
        ArizonaState Bar of Arizona lawyer search (azbar.org)A state bar
        ArkansasArkansas Judiciary attorney searchA court or court agency
        CaliforniaState Bar of California attorney searchA state bar
        ColoradoColorado Supreme Court attorney search (coloradosupremecourt.com)A court or court agency
        ConnecticutConnecticut Judicial Branch attorney and firm inquiryA court or court agency
        DelawareDelaware public attorney search, at the address the ABA listsAnother official site
        District of ColumbiaD.C. Bar member directory (dcbar.org)A state bar
        FloridaThe Florida Bar member searchA state bar
        GeorgiaState Bar of Georgia member search (gabar.org)A state bar
        HawaiiHawaii State Bar Association lawyer search (hsba.org)A state bar
        IdahoIdaho State Bar attorney rosterA state bar
        IllinoisIllinois Attorney Registration and Disciplinary Commission (iardc.org)A court or court agency
        IndianaIndiana Roll of AttorneysA court or court agency
        IowaIowa court commissions lawyer search (iacourtcommissions.org)A court or court agency
        KansasKansas courts attorney registration directory (kscourts.org)A court or court agency
        KentuckyKentucky Bar Association member search (kybar.org)A state bar
        LouisianaLouisiana Attorney Disciplinary Board search (ladb.org)A court or court agency
        MaineMaine attorney directoryAnother official site
        MarylandMaryland Courts attorney searchA court or court agency
        MassachusettsMassachusetts Board of Bar Overseers attorney lookup (massbbo.org)A court or court agency
        MichiganState Bar of Michigan member directory (michbar.org)A state bar
        MinnesotaMinnesota Lawyer Registration Office public searchA court or court agency
        MississippiThe Mississippi Bar lawyer directory (msbar.org)A state bar
        MissouriThe Missouri Bar lawyer directory (mobar.org)A state bar
        MontanaState Bar of Montana member search (montanabar.org)A state bar
        NebraskaNebraska lawyer searchAnother official site
        NevadaState Bar of Nevada lawyer search (nvbar.org)A state bar
        New HampshireCall the New Hampshire Bar Association at 603-224-6942By phone
        New JerseyNew Jersey Courts attorney search (njcourts.gov)A court or court agency
        New MexicoState Bar of New Mexico (sbnm.org)A state bar
        New YorkNew York State Unified Court System attorney searchA court or court agency
        North CarolinaNorth Carolina State Bar license verificationA state bar
        North DakotaNorth Dakota Courts lawyer searchA court or court agency
        OhioSupreme Court of Ohio attorney searchA court or court agency
        OklahomaOklahoma Bar Association member search (okbar.org)A state bar
        OregonOregon State Bar member search (osbar.org)A state bar
        PennsylvaniaDisciplinary Board of the Supreme Court of Pennsylvania attorney search (padisciplinaryboard.org)A court or court agency
        Rhode IslandRhode Island Bar Association member directory (ribar.com)A state bar
        South CarolinaSouth Carolina Judicial Branch attorney search (sccourts.org)A court or court agency
        South DakotaCall the State Bar of South Dakota at 605-224-7554By phone
        TennesseeBoard of Professional Responsibility online attorney directory (tbpr.org)A court or court agency
        TexasState Bar of Texas Find a LawyerA state bar
        UtahUtah State Bar member directory (utahbar.org)A state bar
        VermontVermont Judiciary attorney licensing page, "Attorneys in Good Standing" (vermontjudiciary.org)A court or court agency
        VirginiaVirginia State Bar attorney search (vsb.org)A state bar
        WashingtonWashington State Bar Association lawyer directory (wsba.org)A state bar
        West VirginiaWest Virginia State Bar member search (wvbar.org)A state bar
        WisconsinState Bar of Wisconsin lawyer search (wisbar.org)A state bar
        WyomingWyoming State Bar membership directory (wyomingbar.org)A state bar
        • Search the exact name on the license, and check that the status is active and the person is allowed to practice now.
        • Look for public discipline. Many of these searches show it, and the same agency handles complaints about lawyers.
        • A lawyer from another state usually cannot handle a case in your state's courts unless the court lets them in for that case.
        • A business name is not a license. Ask for the lawyer’s own name and check that person, not the firm.

        State map · 51 of 51 with a value

        Check a lawyer's license: who runs the official search in your state

        • A state bar27
        • A court or court agency19
        • Another official site3
        • By phone2

        Who runs the search

        Tap your state to see where to check a lawyer's license.

        See the table 51 rows
        StateWho runs the searchThe ruleLaw
        AlabamaA state barAlabama State Bar member search (alabar.org)ABA: Lawyer Licensing
        AlaskaA state barAlaska Bar Association member directory (alaskabar.org)ABA: Lawyer Licensing
        ArizonaA state barState Bar of Arizona lawyer search (azbar.org)ABA: Lawyer Licensing
        ArkansasA court or court agencyArkansas Judiciary attorney search (arkansas.gov)ABA: Lawyer Licensing
        CaliforniaA state barState Bar of California attorney search (calbar.ca.gov)ABA: Lawyer Licensing
        ColoradoA court or court agencyColorado Supreme Court attorney search (coloradosupremecourt.com)ABA: Lawyer Licensing
        ConnecticutA court or court agencyConnecticut Judicial Branch attorney and firm inquiry (jud.ct.gov)ABA: Lawyer Licensing
        DelawareAnother official siteDelaware public attorney search, at the address the ABA listsABA: Lawyer Licensing
        District of ColumbiaA state barD.C. Bar member directory (dcbar.org)ABA: Lawyer Licensing
        FloridaA state barThe Florida Bar member search (floridabar.org)ABA: Lawyer Licensing
        GeorgiaA state barState Bar of Georgia member search (gabar.org)ABA: Lawyer Licensing
        HawaiiA state barHawaii State Bar Association lawyer search (hsba.org)ABA: Lawyer Licensing
        IdahoA state barIdaho State Bar attorney roster (isb.idaho.gov)ABA: Lawyer Licensing
        IllinoisA court or court agencyIllinois Attorney Registration and Disciplinary Commission (iardc.org)ABA: Lawyer Licensing
        IndianaA court or court agencyIndiana Roll of Attorneys (in.gov)ABA: Lawyer Licensing
        IowaA court or court agencyIowa court commissions lawyer search (iacourtcommissions.org)ABA: Lawyer Licensing
        KansasA court or court agencyKansas courts attorney registration directory (kscourts.org)ABA: Lawyer Licensing
        KentuckyA state barKentucky Bar Association member search (kybar.org)ABA: Lawyer Licensing
        LouisianaA court or court agencyLouisiana Attorney Disciplinary Board search (ladb.org)ABA: Lawyer Licensing
        MaineAnother official siteMaine attorney directory (maine.gov)ABA: Lawyer Licensing
        MarylandA court or court agencyMaryland Courts attorney search (mdcourts.gov)ABA: Lawyer Licensing
        MassachusettsA court or court agencyMassachusetts Board of Bar Overseers attorney lookup (massbbo.org)ABA: Lawyer Licensing
        MichiganA state barState Bar of Michigan member directory (michbar.org)ABA: Lawyer Licensing
        MinnesotaA court or court agencyMinnesota Lawyer Registration Office public search (lro.mn.gov)ABA: Lawyer Licensing
        MississippiA state barThe Mississippi Bar lawyer directory (msbar.org)ABA: Lawyer Licensing
        MissouriA state barThe Missouri Bar lawyer directory (mobar.org)ABA: Lawyer Licensing
        MontanaA state barState Bar of Montana member search (montanabar.org)ABA: Lawyer Licensing
        NebraskaAnother official siteNebraska lawyer search (ne.gov)ABA: Lawyer Licensing
        NevadaA state barState Bar of Nevada lawyer search (nvbar.org)ABA: Lawyer Licensing
        New HampshireBy phoneCall the New Hampshire Bar Association at 603-224-6942ABA: Lawyer Licensing
        New JerseyA court or court agencyNew Jersey Courts attorney search (njcourts.gov)ABA: Lawyer Licensing
        New MexicoA state barState Bar of New Mexico (sbnm.org)ABA: Lawyer Licensing
        New YorkA court or court agencyNew York State Unified Court System attorney search (courts.state.ny.us)ABA: Lawyer Licensing
        North CarolinaA state barNorth Carolina State Bar license verification (ncbar.gov)ABA: Lawyer Licensing
        North DakotaA court or court agencyNorth Dakota Courts lawyer search (ndcourts.gov)ABA: Lawyer Licensing
        OhioA court or court agencySupreme Court of Ohio attorney search (supremecourt.ohio.gov)ABA: Lawyer Licensing
        OklahomaA state barOklahoma Bar Association member search (okbar.org)ABA: Lawyer Licensing
        OregonA state barOregon State Bar member search (osbar.org)ABA: Lawyer Licensing
        PennsylvaniaA court or court agencyDisciplinary Board of the Supreme Court of Pennsylvania attorney search (padisciplinaryboard.org)ABA: Lawyer Licensing
        Rhode IslandA state barRhode Island Bar Association member directory (ribar.com)ABA: Lawyer Licensing
        South CarolinaA court or court agencySouth Carolina Judicial Branch attorney search (sccourts.org)ABA: Lawyer Licensing
        South DakotaBy phoneCall the State Bar of South Dakota at 605-224-7554ABA: Lawyer Licensing
        TennesseeA court or court agencyBoard of Professional Responsibility online attorney directory (tbpr.org)ABA: Lawyer Licensing
        TexasA state barState Bar of Texas Find a Lawyer (texasbar.com)ABA: Lawyer Licensing
        UtahA state barUtah State Bar member directory (utahbar.org)ABA: Lawyer Licensing
        VermontA court or court agencyVermont Judiciary attorney licensing page, "Attorneys in Good Standing" (vermontjudiciary.org)ABA: Lawyer Licensing
        VirginiaA state barVirginia State Bar attorney search (vsb.org)ABA: Lawyer Licensing
        WashingtonA state barWashington State Bar Association lawyer directory (wsba.org)ABA: Lawyer Licensing
        West VirginiaA state barWest Virginia State Bar member search (wvbar.org)ABA: Lawyer Licensing
        WisconsinA state barState Bar of Wisconsin lawyer search (wisbar.org)ABA: Lawyer Licensing
        WyomingA state barWyoming State Bar membership directory (wyomingbar.org)ABA: Lawyer Licensing

        Each state's value is the one its row of this page's table states, with the law it cites. Nothing you tap is saved or sent. Not legal advice.

        Your first meeting with a hit and run lawyer: what to bring and ask

        Bring what you have; a lawyer can tell you much more with the papers in front of them. Ask:

        • “Is your license active in this state, and how many uninsured motorist claims have you handled?”
        • “Which of my coverages apply: uninsured motorist, PIP or MedPay, collision, my health plan?”
        • “Does my state require physical contact, a witness or a quick notice, and have I met it?”
        • “Should I apply to the crime victim fund now, and does it affect the insurance claim?”
        • “What is my deadline to sue, and does my policy set a shorter one for an uninsured motorist claim?”
        • “How is your fee figured, before or after costs, and does it apply to payments from my own insurer?”
        • “If the driver is found, what changes?”

        Checklist

        After a hit and run: what to record now, and bring to the first meeting

        Tick what you have ready.

        Tick each point as you get it ready.

        Every point comes from this page and its official sources. Your ticks are not saved or sent anywhere. Not legal advice.

        Common questions about hit and run lawyers and claims

        How much is a lawyer for a hit-and-run?

        No official source sets a price. Most injury lawyers work on a contingent fee, a percentage agreed in writing. On a Texas victim fund claim the state pays the lawyer on top of the award, at most 25%; before the Delaware Appeals Board, at most $1,000 or 15%, whichever is less. Bar referral services checked for this guide list a first consultation at up to $20 (Texas), up to $25 (Florida) and normally $35 (New York).

        What do cops do after a hit-and-run?

        They take the report and investigate. In Texas, an officer who investigates a crash with an injury must file a written report with TxDOT by the 10th day, and you can buy a copy. No official source publishes how often the driver is found. Ask for the report number before you leave.

        What should I do right after a hit and run?

        Get safe and call 911 if anyone is hurt. Call the police, write down the plate, the car and its direction, get witnesses' names, take photos, and ask nearby businesses to keep camera recordings. Then tell your own insurer the same day you can.

        How do I report a hit and run?

        Call the police; in California a report is due within 24 hours if anyone is hurt or killed. Then tell your insurance company, in writing too. Some states set their own clock for the victim fund: 72 hours in Kansas and Delaware, 30 days in Minnesota.

        How much compensation can I get for a hit and run?

        No official source publishes an average. What you can claim is made of medical bills, lost pay, pain and suffering and the car, paid from your own coverage up to its limits. A state victim fund pays only what insurance does not, with general limits of $15,000 to $70,000 in the states read for this page.

        Who pays for a hit and run with car damage only?

        Your collision coverage, less the deductible, or uninsured motorist property damage where your state has it: California pays up to $3,500 but only if the driver is identified; Vermont up to $10,000 with a $150 deductible. The victim funds do not pay for the car.

        What if someone hit my parked car and drove off?

        In California and South Carolina, the driver had to find you or leave a note with a name and address. If there is none, report it to the police and your insurer, and claim under collision or uninsured motorist property damage. Look for cameras and witnesses nearby.

        How much of a $25,000 settlement will I get?

        It depends on your written fee agreement, the case costs and any bills or liens paid from it, such as a health plan that asks to be repaid. $25,000 may be a policy limit: Arizona and many other states set $25,000 per person as a driver's minimum. Ask for a written settlement statement before you sign.

        What if the hit-and-run driver is never found?

        Claim under your own uninsured motorist coverage, meeting your state's conditions; in Virginia you may even sue the unknown driver as "John Doe". With no coverage, look at Maryland's Automobile Insurance Fund, Pennsylvania's Assigned Claims Plan and your state's crime victim fund.

        What if the driver is found later?

        You can claim against the driver's liability insurance, and your insurer may seek back what it paid you. The criminal case is separate. The general deadline to sue in the table on this page counts from the injury, so do not wait for the driver to be found; ask a lawyer whether anything pauses it in your state.

        What is the deadline for a hit and run claim?

        Three clocks matter: notice to your insurer (30 days in Pennsylvania and Delaware, or as soon as practicable), the victim fund (180 days in South Carolina to 7 years in California), and the deadline to sue, most often 2 or 3 years. The calculators on this page count them.

        Official sources

        1. Texas Insurance Code, chapter 1952 (§§ 1952.101: uninsured motorist coverage required unless rejected in writing; 1952.104(3): actual physical contact with an unknown driver) legis.texas.gov
        2. Texas Code of Criminal Procedure, chapter 56B: crime victims' compensation (arts. 56B.003(4), 56B.052, 56B.053, 56B.102, 56B.103, 56B.106, 56B.301, 56B.302) legis.texas.gov
        3. Texas Department of Insurance: Accident not your fault? Dealing with the other driver's insurance (collision; uninsured motorist pays for hit and run accidents) tdi.texas.gov
        4. Florida Statutes § 316.027 (2026): crash involving death or personal injuries (leaving the scene: felony degrees) flsenate.gov
        5. Florida Statutes § 960.03 (2026): definitions ((3)(b) a violation of s. 316.027(2) is a crime) flsenate.gov
        6. Florida Statutes § 960.07 (2026): filing of claims for compensation (3 years for crimes on or after October 1, 2019) flsenate.gov
        7. Florida Statutes § 960.13 (2026): awards ((9)(a) $25,000 total; $50,000 catastrophic) flsenate.gov
        8. A.R.S. § 20-259.01: uninsured and underinsured motorist coverage ((A) written offer; (M) corroboration without physical contact) azleg.gov
        9. Va. Code § 38.2-2206: uninsured motorist insurance coverage ((A) required; (D) prompt report without contact; (E) "John Doe") law.lis.virginia.gov
        10. Va. Code § 19.2-368.2: definitions (a felony violation of § 46.2-894 is a crime) law.lis.virginia.gov
        11. Va. Code § 19.2-368.5: filing of claims (3 years) law.lis.virginia.gov
        12. Va. Code § 19.2-368.10: crime promptly reported law.lis.virginia.gov
        13. Va. Code § 19.2-368.11:1: amount of award ((G) reduced by other payments; (H) $35,000 in the aggregate) law.lis.virginia.gov
        14. Va. Code § 46.2-894: duty of driver to stop; Class 5 felony law.lis.virginia.gov
        15. 75 Pa.C.S. § 1702: definitions ("uninsured motor vehicle" (3): an unidentified car, police report, notice within 30 days) (PDF) palegis.us
        16. 75 Pa.C.S. § 1731: uninsured and underinsured motorist coverage, optional, rejection form (PDF) palegis.us
        17. 75 Pa.C.S. § 1752: Assigned Claims Plan, eligible claimants (PDF) palegis.us
        18. 75 Pa.C.S. § 1753: Assigned Claims Plan, medical benefits up to $5,000 (PDF) palegis.us
        19. 75 Pa.C.S. § 1754: Assigned Claims Plan, additional coverage up to $15,000 / $30,000 (PDF) palegis.us
        20. 75 Pa.C.S. § 1757: Assigned Claims Plan, 4 years from the accident (PDF) palegis.us
        21. Pennsylvania Commission on Crime and Delinquency: Apply for victims compensation (5 years for crimes on or after 9/8/2022; $50 minimum loss) pa.gov
        22. Md. Code, Insurance § 19-509: uninsured motorist coverage required ((c) bodily injury and property damage) mgaleg.maryland.gov
        23. Md. Code, Insurance § 20-601: claims against the Maryland Automobile Insurance Fund ((b) property over $250; (c) unidentified car and driver) mgaleg.maryland.gov
        24. Md. Code, Insurance § 20-603: notice of claim to the Fund within 180 days mgaleg.maryland.gov
        25. Md. Code, Criminal Procedure § 11-801: definitions ((d)(2) a violation of Transportation § 20-102 is a crime) mgaleg.maryland.gov
        26. Md. Code, Criminal Procedure § 11-809: claim within 4 years mgaleg.maryland.gov
        27. Md. Code, Criminal Procedure § 11-811: awards ((b)(4) a total of $45,000) mgaleg.maryland.gov
        28. Md. Code, Transportation § 20-102: driver to stop after an accident with bodily injury mgaleg.maryland.gov
        29. Minn. Stat. § 65B.43: definitions (subd. 18: uninsured motorist coverage includes hit-and-run motor vehicles) revisor.mn.gov
        30. Minn. Stat. § 65B.49: required coverages (subd. 3a: uninsured and underinsured motorist coverage, $25,000 / $50,000) revisor.mn.gov
        31. Minn. Stat. § 611A.52: definitions (subd. 6(c): a violation of § 169.09, subd. 1 is a crime) revisor.mn.gov
        32. Minn. Stat. § 611A.53: eligibility (subd. 2: police report within 30 days; claim within three years) revisor.mn.gov
        33. Minn. Stat. § 611A.54: amount of reimbursement ($50,000) revisor.mn.gov
        34. Minn. Stat. § 169.09: collisions (subd. 1: driver to stop) revisor.mn.gov
        35. S.C. Code, title 38, chapter 77 (§§ 38-77-150: uninsured motorist provision; 38-77-170: an unknown driver) scstatehouse.gov
        36. S.C. Code, title 16, chapter 3, article 13: compensation of victims of crime (§§ 16-3-1110, 16-3-1180, 16-3-1230) scstatehouse.gov
        37. S.C. Code, title 56, chapter 5 (§§ 56-5-1210: duty to stop after an accident with injury; 56-5-1240: unattended vehicle) scstatehouse.gov
        38. K.S.A. 40-284: uninsured motorist coverage ((a) required; (c) rejection above the minimum; (e) exclusions) ksrevisor.gov
        39. K.S.A. 74-7301: definitions ((e) criminally injurious conduct includes a violation of K.S.A. 8-1602) ksrevisor.gov
        40. K.S.A. 74-7305: claims for compensation (5 years; report within 72 hours; $25,000) ksrevisor.gov
        41. K.S.A. 8-1602: accident involving death or personal injury, duty to stop ksrevisor.gov
        42. RSMo § 379.203: uninsured motorist coverage required (whether or not physical contact was made) revisor.mo.gov
        43. RSMo § 595.010: definitions (hit and run is a crime for compensation) revisor.mo.gov
        44. RSMo § 595.025: claim within two years revisor.mo.gov
        45. RSMo § 595.030: no award over twenty-five thousand dollars revisor.mo.gov
        46. RSMo § 577.060: leaving the scene of an accident revisor.mo.gov
        47. Iowa Code § 516A.1: coverage for uninsured, underinsured or hit-and-run motorists (physical contact; rejection) (PDF) legis.iowa.gov
        48. Delaware Code, title 18, chapter 39 (§ 3902: uninsured and hit-and-run vehicle coverage; 30-day notice) delcode.delaware.gov
        49. Delaware Code, title 11, chapter 90: compensation for innocent victims of crime (§§ 9002, 9010, 9011, 9013) delcode.delaware.gov
        50. N.D. Cent. Code chapter 26.1-40 (§§ 26.1-40-15.1, 26.1-40-15.2: uninsured motorist coverage) (PDF) ndlegis.gov
        51. 24-A M.R.S. § 2902: uninsured vehicle coverage (uninsured, underinsured or hit-and-run) legislature.maine.gov
        52. 23 V.S.A. § 941: insurance against uninsured, underinsured, or unknown motorists legislature.vermont.gov
        53. SDCL § 58-11-9: uninsured motorist and hit-and-run coverage sdlegislature.gov
        54. Utah Code § 31A-22-305 (effective May 6, 2026): uninsured motorist coverage ((2)(b) an unidentified car that left the scene) le.utah.gov
        55. Connecticut General Statutes, chapter 700 (§ 38a-336: uninsured and underinsured motorist coverage) cga.ct.gov
        56. Connecticut General Statutes, chapter 968: victim services (§§ 54-209, 54-211) cga.ct.gov
        57. Connecticut General Statutes, chapter 248 (§ 14-224: evasion of responsibility) cga.ct.gov
        58. California Victim Compensation Board: Who is eligible (hit and run; seven years) victims.ca.gov
        59. California Victim Compensation Board: Frequently asked questions ($70,000 per approved application; other sources first; no property damage) victims.ca.gov
        60. Office for Victims of Crime: Victim compensation ovc.ojp.gov
        61. Office for Victims of Crime: Victim assistance and compensation in your state ovc.ojp.gov
        62. California DMV Driver Handbook, Section 10: Financial responsibility, insurance requirements and collisions dmv.ca.gov
        63. California DMV: Report of Traffic Accident Occurring in California (SR-1) dmv.ca.gov
        64. California Department of Insurance: Automobile insurance (coverage, minimum limits, comparative negligence, complaints) insurance.ca.gov
        65. Texas Department of Insurance: Auto insurance guide (coverage, claims, settling claims) tdi.texas.gov
        66. Texas Department of Insurance: Were you in a wreck? Tips for auto insurance claims tdi.texas.gov
        67. Texas Transportation Code, Chapter 550: Accidents and accident reports (§§ 550.021-550.065) legis.texas.gov
        68. Texas Department of Transportation: Crash reports and records txdot.gov
        69. Florida Statutes § 316.065 (2026): crashes, reports, penalties flsenate.gov
        70. Florida Statutes § 627.736 (2026): required personal injury protection benefits flsenate.gov
        71. Florida Statutes § 627.727 (2026): uninsured and underinsured vehicle coverage flsenate.gov
        72. New York Insurance Law § 5102: basic economic loss, serious injury nysenate.gov
        73. New York Insurance Law § 3420(f)(1): uninsured motor vehicle coverage nysenate.gov
        74. Alabama: Ala. Code § 6-2-38(l), deadline to sue for a personal injury govinfo.gov
        75. Alaska: AS 09.10.070(a), deadline to sue for a personal injury akleg.gov
        76. Arizona: A.R.S. § 12-542(1), deadline to sue for a personal injury azleg.gov
        77. Arkansas: Ark. Code Ann. § 16-56-105, deadline to sue for a personal injury govinfo.gov
        78. California: Cal. Code Civ. Proc. § 335.1, deadline to sue for a personal injury selfhelp.courts.ca.gov
        79. Colorado: C.R.S. § 13-80-102(1)(a); § 13-80-101(1)(n)(I), deadline to sue for a personal injury coloradojudicial.gov
        80. Connecticut: Conn. Gen. Stat. § 52-584, deadline to sue for a personal injury cga.ct.gov
        81. Delaware: 10 Del. C. § 8119, deadline to sue for a personal injury delcode.delaware.gov
        82. District of Columbia: D.C. Code § 12-301(a)(8), deadline to sue for a personal injury code.dccouncil.gov
        83. Florida: Fla. Stat. § 95.11(5)(a), deadline to sue for a personal injury flsenate.gov
        84. Georgia: O.C.G.A. § 9-3-33, deadline to sue for a personal injury govinfo.gov
        85. Hawaii: HRS § 657-7, deadline to sue for a personal injury courts.state.hi.us
        86. Idaho: Idaho Code § 5-219(4), deadline to sue for a personal injury govinfo.gov
        87. Illinois: 735 ILCS 5/13-202, deadline to sue for a personal injury govinfo.gov
        88. Indiana: Ind. Code § 34-11-2-4, deadline to sue for a personal injury in.gov
        89. Iowa: Iowa Code § 614.1(2), deadline to sue for a personal injury legis.iowa.gov
        90. Kansas: K.S.A. 60-513(a)(4), (b), deadline to sue for a personal injury ksrevisor.gov
        91. Kentucky: KRS 304.39-230(6), deadline after a motor-vehicle crash apps.legislature.ky.gov
        92. Louisiana: La. Civ. Code art. 3493.1 (Acts 2024, No. 423), deadline to sue for a personal injury legis.la.gov
        93. Maine: 14 M.R.S. § 752, deadline to sue for a personal injury legislature.maine.gov
        94. Maryland: Md. Code, Cts. & Jud. Proc. § 5-101, deadline to sue for a personal injury mgaleg.maryland.gov
        95. Massachusetts: Mass. Gen. Laws ch. 260, § 2A, deadline to sue for a personal injury govinfo.gov
        96. Michigan: MCL 600.5805(2), deadline to sue for a personal injury govinfo.gov
        97. Minnesota: Minn. Stat. § 541.05, subd. 1(5), deadline to sue for a personal injury revisor.mn.gov
        98. Mississippi: Miss. Code Ann. § 15-1-49(1), deadline to sue for a personal injury courts.ms.gov
        99. Missouri: RSMo § 516.120(4), deadline to sue for a personal injury revisor.mo.gov
        100. Montana: Mont. Code Ann. § 27-2-204(1), deadline to sue for a personal injury mca.legmt.gov
        101. Nebraska: Neb. Rev. Stat. § 25-207, deadline to sue for a personal injury nebraska.gov
        102. Nevada: NRS 11.190(4)(e), deadline to sue for a personal injury nvcourts.gov
        103. New Hampshire: RSA 508:4(I), deadline to sue for a personal injury nhb.uscourts.gov
        104. New Jersey: N.J.S.A. 2A:14-2(a), deadline to sue for a personal injury govinfo.gov
        105. New Mexico: NMSA 1978, § 37-1-8, deadline to sue for a personal injury nmonesource.com
        106. New York: N.Y. CPLR 214(5), deadline to sue for a personal injury nysenate.gov
        107. North Carolina: N.C. Gen. Stat. § 1-52(16), deadline to sue for a personal injury govinfo.gov
        108. North Dakota: N.D.C.C. § 28-01-16(5), deadline to sue for a personal injury ndlegis.gov
        109. Ohio: Ohio Rev. Code § 2305.10(A), deadline to sue for a personal injury govinfo.gov
        110. Oklahoma: 12 O.S. § 95(A)(3), deadline to sue for a personal injury oklegislature.gov
        111. Oregon: ORS 12.110(1), deadline to sue for a personal injury govinfo.gov
        112. Pennsylvania: 42 Pa.C.S. § 5524(2), deadline to sue for a personal injury palegis.us
        113. Rhode Island: R.I. Gen. Laws § 9-1-14(b), deadline to sue for a personal injury govinfo.gov
        114. South Carolina: S.C. Code § 15-3-530(5), deadline to sue for a personal injury scstatehouse.gov
        115. South Dakota: SDCL § 15-2-14(3), deadline to sue for a personal injury sdlegislature.gov
        116. Tennessee: Tenn. Code Ann. § 28-3-104(a)(1)(A), deadline to sue for a personal injury govinfo.gov
        117. Texas: Tex. Civ. Prac. & Rem. Code § 16.003, deadline to sue for a personal injury tcss.legis.texas.gov
        118. Utah: Utah Code § 78B-2-307(4) (numbered (3) before the 2023 amendment), deadline to sue for a personal injury le.utah.gov
        119. Vermont: 12 V.S.A. § 512(4), deadline to sue for a personal injury legislature.vermont.gov
        120. Virginia: Va. Code § 8.01-243(A), deadline to sue for a personal injury law.lis.virginia.gov
        121. Washington: RCW 4.16.080(2), deadline to sue for a personal injury courts.wa.gov
        122. West Virginia: W. Va. Code § 55-2-12(b), deadline to sue for a personal injury ca4.uscourts.gov
        123. Wyoming: Wyo. Stat. § 1-3-105(a)(iv)(C), deadline to sue for a personal injury wyoleg.gov
        124. Alabama: minimum auto liability insurance (Ala. Code § 32-7-6 (named on the page)) revenue.alabama.gov
        125. Alaska: minimum auto liability insurance (AS 28.22.101 (named on the page)) dmv.alaska.gov
        126. Arizona: minimum auto liability insurance (A.R.S. § 28-4009(A)(2)(b)) azleg.gov
        127. Colorado: minimum auto liability insurance (Colorado Division of Insurance) doi.colorado.gov
        128. Connecticut: minimum auto liability insurance (Conn. Gen. Stat. § 38a-335(a); § 14-112(a)) cga.ct.gov
        129. Delaware: minimum auto liability insurance (21 Del. C. § 2902; § 2118(a)(1)) delcode.delaware.gov
        130. District of Columbia: minimum auto liability insurance (D.C. Code § 31-2406(b), (c)) dmv.dc.gov
        131. Florida: minimum auto liability insurance (Fla. Stat. § 324.022(1); § 627.736(1)) flsenate.gov
        132. Georgia: minimum auto liability insurance (Georgia Office of Insurance and Safety Fire Commissioner) oci.georgia.gov
        133. Hawaii: minimum auto liability insurance (HRS § 431:10C-301 (not named on the FAQ; statute site answered 403)) cca.hawaii.gov
        134. Idaho: minimum auto liability insurance (Idaho Transportation Department) itd.idaho.gov
        135. Illinois: minimum auto liability insurance (625 ILCS 5/7-203 (named on the page)) idoi.illinois.gov
        136. Indiana: minimum auto liability insurance (IC 9-25-4-5 (per secondary listing; iga.in.gov is script-only)) secure.in.gov
        137. Iowa: minimum auto liability insurance (Iowa Code § 321A.21(2)(b)) legis.iowa.gov
        138. Kansas: minimum auto liability insurance (K.S.A. § 40-3107(e)) ksrevisor.gov
        139. Kentucky: minimum auto liability insurance (KRS 304.39-110(1)(a)) apps.legislature.ky.gov
        140. Louisiana: minimum auto liability insurance (La. R.S. 32:900(B)(2)) legis.la.gov
        141. Maine: minimum auto liability insurance (29-A M.R.S. § 1605(1)(C)) legislature.maine.gov
        142. Maryland: minimum auto liability insurance (Md. Code, Transp. § 17-103(b)) mgaleg.maryland.gov
        143. Michigan: minimum auto liability insurance (MCL 500.3009(1)(a)-(b), (5)) courts.michigan.gov
        144. Mississippi: minimum auto liability insurance (Mississippi Insurance Department) mid.ms.gov
        145. Missouri: minimum auto liability insurance (RSMo § 303.190(2)(2)) revisor.mo.gov
        146. Montana: minimum auto liability insurance (Mont. Code Ann. § 61-6-103) leg.mt.gov
        147. Nebraska: minimum auto liability insurance (Nebraska Department of Insurance) doi.nebraska.gov
        148. Nevada: minimum auto liability insurance (NRS 485.185 (named on the form)) dmv.nv.gov
        149. New Jersey: minimum auto liability insurance (P.L.2022, c.87; N.J.S.A. 39:6B-1 (DOBI Bulletin No. 25-06)) nj.gov
        150. New Mexico: minimum auto liability insurance (New Mexico Office of Superintendent of Insurance) osi.state.nm.us
        151. New York: minimum auto liability insurance (N.Y. Veh. & Traf. Law § 311(4)(a)) nysenate.gov
        152. North Carolina: minimum auto liability insurance (North Carolina Department of Insurance) ncdoi.gov
        153. North Dakota: minimum auto liability insurance (N.D.C.C. § 39-16.1-11(2)(b)) ndlegis.gov
        154. Ohio: minimum auto liability insurance (Ohio Department of Public Safety) publicsafety.ohio.gov
        155. Oklahoma: minimum auto liability insurance (Oklahoma Insurance Department) oid.ok.gov
        156. Oregon: minimum auto liability insurance (ORS 806.010 (named on the page)) oregon.gov
        157. Pennsylvania: minimum auto liability insurance (Pennsylvania Insurance Department) pa.gov
        158. Rhode Island: minimum auto liability insurance (230-RICR-20-05-3, § 3.10) rules.sos.ri.gov
        159. South Dakota: minimum auto liability insurance (SDCL § 32-35-70) sdlegislature.gov
        160. Tennessee: minimum auto liability insurance (Tennessee Department of Revenue) tn.gov
        161. Texas: minimum auto liability insurance (Tex. Transp. Code § 601.072(a-1)) tcss.legis.texas.gov
        162. Utah: minimum auto liability insurance (Utah Code § 31A-22-304(2)(a)) le.utah.gov
        163. Vermont: minimum auto liability insurance (23 V.S.A. § 800(a)) legislature.vermont.gov
        164. Virginia: minimum auto liability insurance (Va. Code § 46.2-472(B)(3)) law.lis.virginia.gov
        165. Washington: minimum auto liability insurance (Washington Department of Licensing) dol.wa.gov
        166. West Virginia: minimum auto liability insurance (West Virginia DMV) dmv.wv.gov
        167. Wisconsin: minimum auto liability insurance (Wisconsin Office of the Commissioner of Insurance) oci.wi.gov
        168. ABA Model Rules of Professional Conduct, Rule 1.5: Fees (written fee terms, contingent fees, the ban in criminal and divorce cases) americanbar.org
        169. ABA Model Rules of Professional Conduct, Rule 1.15: Safekeeping property (fees paid in advance go into a client trust account) americanbar.org
        170. State Bar of Texas: Lawyer Referral & Information Service texasbar.com
        171. The Florida Bar: Lawyer Referral Service floridabar.org
        172. New York State Bar Association: Lawyer Referral Service nysba.org
        173. State Bar of California: certified lawyer referral services calbar.ca.gov
        174. State Bar of California: What to expect regarding fees and billing calbar.ca.gov
        175. American Bar Association: Lawyer Licensing (the agency that licenses lawyers in each state, with its search), opened November 1, 2026 americanbar.org
        176. Arkansas: Arkansas Judiciary attorney search, as the ABA lists it attorneyinfo.aoc.arkansas.gov
        177. California: State Bar of California attorney search, as the ABA lists it apps.calbar.ca.gov
        178. Connecticut: Connecticut Judicial Branch attorney and firm inquiry, as the ABA lists it jud.ct.gov
        179. Florida: The Florida Bar member search, as the ABA lists it floridabar.org
        180. Idaho: Idaho State Bar attorney roster, as the ABA lists it isb.idaho.gov
        181. Indiana: Indiana Roll of Attorneys, as the ABA lists it courtapps.in.gov
        182. Maine: Maine attorney directory, as the ABA lists it maine.gov
        183. Maryland: Maryland Courts attorney search, as the ABA lists it mdcourts.gov
        184. Minnesota: Minnesota Lawyer Registration Office public search, as the ABA lists it lro.mn.gov
        185. Nebraska: Nebraska lawyer search, as the ABA lists it mcle.wcc.ne.gov
        186. New York: New York State Unified Court System attorney search, as the ABA lists it iapps.courts.state.ny.us
        187. North Carolina: North Carolina State Bar license verification, as the ABA lists it portal.ncbar.gov
        188. North Dakota: North Dakota Courts lawyer search, as the ABA lists it ndcourts.gov
        189. Ohio: Supreme Court of Ohio attorney search, as the ABA lists it supremecourt.ohio.gov
        190. Texas: State Bar of Texas Find a Lawyer, as the ABA lists it texasbar.com

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