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After a motorcycle crash: do you need a lawyer, and does the helmet law matter?

STATEState law: helmet rules, lane use, insurance minimums and the deadline to sue differ by state. This page lists all 50 states and D.C.Checked by the Justice legal team against official sources · Last reviewed 4 free tools on this page
Cyanotype print: a scuffed motorcycle helmet on a folded riding jacket and gloves, beside a motorcycle on its kickstandAI-generated image

Short answer

After a motorcycle crash, the other driver's insurer pays if that driver was at fault, reduced by any share of fault of the rider's. Helmet laws differ: 17 states and D.C. require one for every rider, and Illinois, Iowa and New Hampshire for no one. A lawyer helps most with serious injuries or disputed fault.

Date calculator · 50 states

Your deadline to sue after a motorcycle crash, and the other driver's minimum insurance

Each state's deadline from its statute or its courts; each minimum from the state's law or insurance agency · checked Nov 1, 2026

Which state?

Pick the state of the crash and its date.

    Each rule comes from the official source linked in the result. It runs on your device: nothing you type is stored or sent. General information, not legal advice.

    Key points

    Helmets
    17 states and D.C. require a helmet for every rider; most others for riders under 18 or 21; Illinois, Iowa and New Hampshire have no helmet law. Your state.
    Lane splitting
    California allows riding between lanes; Arizona, Utah and Minnesota allow filtering past stopped or slow traffic under limits; Texas, Florida, New York and others prohibit it. The rules.
    Insurance
    The other driver's minimum can be as low as $15,000 a person. In Florida a rider's own PIP does not cover a motorcycle. Your own uninsured and underinsured motorist coverage matters.
    Deadline
    Your state's deadline to sue, from 1 year (Tennessee) to 6 years (Maine, Minnesota, North Dakota). The table.

    A rider has far less protection than a driver, and a rider's claim meets two arguments car cases rarely do: that the rider was going too fast or splitting lanes, and that a helmet would have prevented the injury. Your state's helmet law, its rule on riding between lanes, and its shared-fault rule decide how far those arguments can go.

    This page sets out the helmet law and the deadline to sue in every state, the states that address lane splitting, the insurance gaps riders face, and when a motorcycle accident lawyer is worth calling. For the crash itself see car accident; for fees and how to check a lawyer, personal injury lawyer. It does not rank or recommend lawyers.

    Do you need a motorcycle accident lawyer?

    For damage to the bike only, start with the insurance claim, and for a small amount, small claims court. For an injury, talk to a lawyer soon if it is serious, if the other driver's insurer blames you, or if the other driver had little or no insurance. Motorcycle accident lawyers work on a contingency fee, like other injury lawyers (what it costs, and the limits).

    • Your share of the fault is the main fight. Speed, lane position and visibility are argued in most rider cases. Depending on your state, your share reduces the award or can end the claim (every state's rule).
    • The other driver's insurance may be small. A driver must carry only the state minimum, as low as $15,000 a person; your own uninsured and underinsured motorist coverage can fill the gap.

    Quick guide

    Do you need a motorcycle accident lawyer?

    1. What did the crash leave you with?

    Answer the question to see which part of this page applies.

    It points to the part of this page that fits, in the page's own words. Nothing you choose is saved or sent. Not legal advice.

    Motorcycle helmet laws in all 50 states and D.C.

    Who must wear a helmet, as each state's law, its motor vehicle agency or NHTSA's national list states it. Every rider: 17 states and D.C. Under 21 or under 18: most of the rest, some with other conditions such as insurance or a training course. No helmet law: Illinois, Iowa and New Hampshire.

    StateWho must wear a helmetLaw
    AlabamaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    AlaskaOther age or condition: Helmet required for operators under 18, for every passenger of any age, for instruction-permit holders and during the motorcycle road test. Adult licensed operators riding alone are not required to wear one.Alaska DMV
    ArizonaUnder 18: Riders and passengers under 18 must wear a helmet; adults are not required to (eye protection required for operators unless the bike has a windshield).A.R.S. § 28-964(A)
    ArkansasUnder 21: Operators and passengers must wear protective headgear unless 21 or older; eye protection (glasses, goggles or face shield) is required for all.Ark. Code Ann. § 27-20-104(b)
    CaliforniaEvery rider: Every rider and passenger must wear a U.S. DOT-compliant (FMVSS 218) helmet.Cal. Veh. Code § 27803
    ColoradoUnder 18: Operators and passengers under 18 must wear a DOT-approved helmet; adults 18+ are not required to. Eye protection is required for all riders.Colorado State Patrol
    ConnecticutUnder 18: Riders and passengers under 18 must wear a helmet meeting 49 CFR 571.218; the general adult headgear section (§ 14-289e) is repealed.Conn. Gen. Stat. § 14-289g(a)
    DelawareOther age or condition: Riders and passengers up to age 19 must wear a helmet; a rider endorsed on or after July 30, 2023 (and that rider's passenger) must wear one for the first 2 years; every other rider must carry an approved helmet and wear eye protection.21 Del. C. § 4185(b)
    District of ColumbiaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    FloridaOther age or condition: Helmet required for every rider and passenger, except that a person over 21 may ride without one if covered by an insurance policy with at least $10,000 in medical benefits for motorcycle-crash injuries. Eye protection is required for operators.Fla. Stat. § 316.211(1), (3)(b)
    GeorgiaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    HawaiiUnder 18: Helmet required for riders and passengers from age 7 through 17; children under 7 may not be carried at all. No helmet requirement for adults.HRS § 286-81(e)(e)); HRS § 291-11
    IdahoUnder 18: Riders under 18 must wear a DOT-compliant helmet on a motorcycle or ATV, on or off highway.Idaho Transportation Department
    IllinoisNo helmet law: No motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    IndianaUnder 18: Riders under 18 must wear a helmet and eye protection; anyone riding on a motorcycle learner's permit must also wear a DOT helmet.IC 9-21-10-9
    IowaNo helmet law: No motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    KansasUnder 18: Riders and passengers under 18 must wear a helmet meeting NHTSA guidelines.K.S.A. § 8-1598(a)
    KentuckyOther age or condition: Helmet required for riders and passengers under 21, for instruction-permit holders, and for operators licensed for less than one year.KRS 189.285(3)
    LouisianaEvery rider: Every operator and rider must wear a safety helmet secured with a chin strap.La. R.S. 32:190(A)
    MaineOther age or condition: Helmet required for riders and passengers under 18, for operators on a learner's permit or within one year of passing the driving test, and for any passenger of an operator who must wear one.29-A M.R.S. § 2083(1)
    MarylandEvery rider: Every operator and passenger must wear approved protective headgear.Md. Code, Transp. § 21-1306(b)
    MassachusettsEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    MichiganNot checked for this pageNot checked for this page
    MinnesotaUnder 18: Riders and passengers under 18 must wear a helmet; riders on an instruction permit must also wear one. Eye protection is required for every operator.Minn. Stat. § 169.974, subd. 2(d)(3), subd. 4(a)
    MississippiEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    MissouriOther age or condition: Helmet required for every rider and passenger under 26, and for riders 26 or older who hold only an instruction permit. The section as read says nothing about health insurance.RSMo § 302.020(2)
    MontanaUnder 18: Operators and passengers under 18 must wear protective headgear.Mont. Code Ann. § 61-9-417(1)(a)
    NebraskaOther age or condition: Helmet required unless the rider is 21 or older and has completed an MSF basic rider course recorded with the DMV (riders licensed before May 1, 2024 may use the 3-hour eCourse; later licensees need the full course).Nebraska DMV
    NevadaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    New HampshireNo helmet law: No motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    New JerseyEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    New MexicoNot checked for this pageNot checked for this page
    New YorkEvery rider: Every operator and passenger must wear a helmet meeting federal standard FMVSS 218.N.Y. Veh. & Traf. Law § 381(6)
    North CarolinaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    North DakotaUnder 18: Riders and passengers under 18 must wear a DOT helmet; when the operator must wear one, every passenger must too, whatever the passenger's age.N.D.C.C. § 39-10.2-06(1)
    OhioOther age or condition: Helmet required for operators under 18 and during the first year of the motorcycle endorsement (and, per secondary sources, their passengers).R.C. 4511.53
    OklahomaUnder 18: Riders under 18 must wear a helmet; riders 18 and older are not required to.Oklahoma Department of Public Safety
    OregonEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    PennsylvaniaOther age or condition: Helmet required unless the rider is 21 or older and has two years of riding experience or has completed a PennDOT- or MSF-approved safety course; enclosed-cab three-wheelers exempt.Pennsylvania DMV
    Rhode IslandNot checked for this pageNot checked for this page
    South CarolinaUnder 21: Riders and passengers under 21 must wear an approved, reflectorized helmet with a neck or chin strap.S.C. Code § 56-5-3660
    South DakotaUnder 18: Riders and passengers under 18 must wear a helmet meeting DOT standard 218.SDCL § 32-20-4
    TennesseeEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    TexasOther age or condition: Every rider and passenger must wear a helmet, except a person 21 or older who has completed an approved motorcycle operator training course or is covered by a health insurance plan paying medical benefits for motorcycle-crash injuries. The statute as read sets no dollar amount.Tex. Transp. Code § 661.003(a), (c)
    UtahUnder 21: Riders and passengers under 21 must wear protective headgear meeting 49 C.F.R. 571.218.Utah Code § 41-6a-1505(1)
    VermontEvery rider: Every operator and passenger must wear headgear meeting 49 C.F.R. § 571.218 (fully enclosed autocycles excepted).23 V.S.A. § 1256
    VirginiaEvery rider: Every operator and passenger must wear a protective helmet (exceptions: tiny-wheeled or fully enclosed three-wheel vehicles, and authorized escorted parades at up to 15 mph).Va. Code § 46.2-910(A)
    WashingtonEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    West VirginiaEvery rider: Every rider and passenger must wear a helmet.NHTSA list of state helmet laws
    WisconsinUnder 18: Helmet required for operators and passengers under 18, and for operators on an instruction permit and their passengers.Wisconsin DOT
    WyomingUnder 18: A minor may not operate or ride a motorcycle without fastened protective headgear, and an operator may not carry a minor without one. The section says 'minor' (the age of majority, 18, is set outside Title 31 and was not read here).Wyo. Stat. § 31-5-115(o)
    Tip. States marked "NHTSA list" come from NHTSA's national lists (all-rider states as of May 31, 2023; states with no law, 2024 data), not from the state code itself; a later change would not show. Not checked for this page: Michigan, New Mexico, Rhode Island.

    State map · 48 of 51 with a value

    Motorcycle helmet law in your state

    • No helmet law3
    • Under 1814
    • Under 213
    • Other age or condition10
    • Every rider18
    • Not checked3

    Who must wear a helmet

    Tap a state to see who must wear a helmet there.

    See the table 51 rows
    StateWho must wear a helmetThe ruleLaw
    AlabamaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    AlaskaOther age or conditionHelmet required for operators under 18, for every passenger of any age, for instruction-permit holders and during the motorcycle road test. Adult licensed operators riding alone are not required to wear one.Alaska DMV
    ArizonaUnder 18Riders and passengers under 18 must wear a helmet; adults are not required to (eye protection required for operators unless the bike has a windshield).A.R.S. § 28-964(A)
    ArkansasUnder 21Operators and passengers must wear protective headgear unless 21 or older; eye protection (glasses, goggles or face shield) is required for all.Ark. Code Ann. § 27-20-104(b)
    CaliforniaEvery riderEvery rider and passenger must wear a U.S. DOT-compliant (FMVSS 218) helmet.Cal. Veh. Code § 27803
    ColoradoUnder 18Operators and passengers under 18 must wear a DOT-approved helmet; adults 18+ are not required to. Eye protection is required for all riders.Colorado State Patrol
    ConnecticutUnder 18Riders and passengers under 18 must wear a helmet meeting 49 CFR 571.218; the general adult headgear section (§ 14-289e) is repealed.Conn. Gen. Stat. § 14-289g(a)
    DelawareOther age or conditionRiders and passengers up to age 19 must wear a helmet; a rider endorsed on or after July 30, 2023 (and that rider's passenger) must wear one for the first 2 years; every other rider must carry an approved helmet and wear eye protection.21 Del. C. § 4185(b)
    District of ColumbiaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    FloridaOther age or conditionHelmet required for every rider and passenger, except that a person over 21 may ride without one if covered by an insurance policy with at least $10,000 in medical benefits for motorcycle-crash injuries. Eye protection is required for operators.Fla. Stat. § 316.211(1), (3)(b)
    GeorgiaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    HawaiiUnder 18Helmet required for riders and passengers from age 7 through 17; children under 7 may not be carried at all. No helmet requirement for adults.HRS § 286-81(e)(e)); HRS § 291-11
    IdahoUnder 18Riders under 18 must wear a DOT-compliant helmet on a motorcycle or ATV, on or off highway.Idaho Transportation Department
    IllinoisNo helmet lawNo motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    IndianaUnder 18Riders under 18 must wear a helmet and eye protection; anyone riding on a motorcycle learner's permit must also wear a DOT helmet.IC 9-21-10-9
    IowaNo helmet lawNo motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    KansasUnder 18Riders and passengers under 18 must wear a helmet meeting NHTSA guidelines.K.S.A. § 8-1598(a)
    KentuckyOther age or conditionHelmet required for riders and passengers under 21, for instruction-permit holders, and for operators licensed for less than one year.KRS 189.285(3)
    LouisianaEvery riderEvery operator and rider must wear a safety helmet secured with a chin strap.La. R.S. 32:190(A)
    MaineOther age or conditionHelmet required for riders and passengers under 18, for operators on a learner's permit or within one year of passing the driving test, and for any passenger of an operator who must wear one.29-A M.R.S. § 2083(1)
    MarylandEvery riderEvery operator and passenger must wear approved protective headgear.Md. Code, Transp. § 21-1306(b)
    MassachusettsEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    MichiganNot checked
    MinnesotaUnder 18Riders and passengers under 18 must wear a helmet; riders on an instruction permit must also wear one. Eye protection is required for every operator.Minn. Stat. § 169.974, subd. 2(d)(3), subd. 4(a)
    MississippiEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    MissouriOther age or conditionHelmet required for every rider and passenger under 26, and for riders 26 or older who hold only an instruction permit. The section as read says nothing about health insurance.RSMo § 302.020(2)
    MontanaUnder 18Operators and passengers under 18 must wear protective headgear.Mont. Code Ann. § 61-9-417(1)(a)
    NebraskaOther age or conditionHelmet required unless the rider is 21 or older and has completed an MSF basic rider course recorded with the DMV (riders licensed before May 1, 2024 may use the 3-hour eCourse; later licensees need the full course).Nebraska DMV
    NevadaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    New HampshireNo helmet lawNo motorcycle helmet requirement for riders of any age.NHTSA list of state helmet laws
    New JerseyEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    New MexicoNot checked
    New YorkEvery riderEvery operator and passenger must wear a helmet meeting federal standard FMVSS 218.N.Y. Veh. & Traf. Law § 381(6)
    North CarolinaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    North DakotaUnder 18Riders and passengers under 18 must wear a DOT helmet; when the operator must wear one, every passenger must too, whatever the passenger's age.N.D.C.C. § 39-10.2-06(1)
    OhioOther age or conditionHelmet required for operators under 18 and during the first year of the motorcycle endorsement (and, per secondary sources, their passengers).R.C. 4511.53
    OklahomaUnder 18Riders under 18 must wear a helmet; riders 18 and older are not required to.Oklahoma Department of Public Safety
    OregonEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    PennsylvaniaOther age or conditionHelmet required unless the rider is 21 or older and has two years of riding experience or has completed a PennDOT- or MSF-approved safety course; enclosed-cab three-wheelers exempt.Pennsylvania DMV
    Rhode IslandNot checked
    South CarolinaUnder 21Riders and passengers under 21 must wear an approved, reflectorized helmet with a neck or chin strap.S.C. Code § 56-5-3660
    South DakotaUnder 18Riders and passengers under 18 must wear a helmet meeting DOT standard 218.SDCL § 32-20-4
    TennesseeEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    TexasOther age or conditionEvery rider and passenger must wear a helmet, except a person 21 or older who has completed an approved motorcycle operator training course or is covered by a health insurance plan paying medical benefits for motorcycle-crash injuries. The statute as read sets no dollar amount.Tex. Transp. Code § 661.003(a), (c)
    UtahUnder 21Riders and passengers under 21 must wear protective headgear meeting 49 C.F.R. 571.218.Utah Code § 41-6a-1505(1)
    VermontEvery riderEvery operator and passenger must wear headgear meeting 49 C.F.R. § 571.218 (fully enclosed autocycles excepted).23 V.S.A. § 1256
    VirginiaEvery riderEvery operator and passenger must wear a protective helmet (exceptions: tiny-wheeled or fully enclosed three-wheel vehicles, and authorized escorted parades at up to 15 mph).Va. Code § 46.2-910(A)
    WashingtonEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    West VirginiaEvery riderEvery rider and passenger must wear a helmet.NHTSA list of state helmet laws
    WisconsinUnder 18Helmet required for operators and passengers under 18, and for operators on an instruction permit and their passengers.Wisconsin DOT
    WyomingUnder 18A minor may not operate or ride a motorcycle without fastened protective headgear, and an operator may not carry a minor without one. The section says 'minor' (the age of majority, 18, is set outside Title 31 and was not read here).Wyo. Stat. § 31-5-115(o)

    Each state's value is the one its row of this page's table states, with the law it cites. Nothing you tap is saved or sent. Not legal advice.

    Does not wearing a helmet hurt a motorcycle accident claim?

    It can, but how far depends on your state. The question is usually not who caused the crash but whether a helmet would have reduced a head injury. Some states let the jury consider it as part of your share of the fault; others limit or exclude that evidence. Where the law requires a helmet and you were not wearing one, expect the other side to raise it. Tell your lawyer at the first meeting; this page did not check each state's rule on helmet evidence.

    Lane splitting and lane filtering: the states whose law addresses it

    Lane splitting is riding between lanes of moving traffic; lane filtering is moving between or past vehicles that are stopped or slow, under set limits. Where it is not allowed, riding between lanes can be used to show the rider's share of the fault.

    StateRiding between lanesLaw
    ArizonaLane filtering allowed: a two-wheeled motorcycle may pass a vehicle stopped in the same lane and ride between lanes only on a street with at least two lanes in its direction and a speed limit of 45 mph or less, at no more than 15 mph, when safe. Otherwise riding between lanes is prohibited.A.R.S. § 28-903(C), (F)
    CaliforniaLane splitting allowed: the DMV handbook gives no numeric speed limits.California DMV handbook
    ConnecticutNot allowed: a motorcycle may not operate between lanes of traffic or pass a non-motorcycle in the same lane.Conn. Gen. Stat. § 14-289b(b)
    FloridaNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.Fla. Stat. § 316.209(3)
    KansasNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.K.S.A. § 8-1595(c)
    MinnesotaLane filtering allowed: a motorcycle may pass within the same lane or between lanes only at no more than 25 mph and no more than 15 mph over the speed of traffic; not in roundabouts, single-lane work zones or queued on-ramps. Otherwise riding between lanes is prohibited.Minn. Stat. § 169.974, subd. 5(f)-(h)
    New YorkNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.N.Y. Veh. & Traf. Law § 1252(c)
    North DakotaNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.N.D.C.C. § 39-10.2-03(3)
    South CarolinaNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.S.C. Code § 56-5-3640(c)
    TexasNot allowed: a motorcycle may not ride between lanes of traffic moving in the same direction or pass a vehicle in the same lane (police on duty excepted).Tex. Transp. Code § 545.0605(a)(3)
    UtahLane filtering allowed: a motorcycle may pass a vehicle that is stopped in the same lane on a road with two or more lanes in its direction and a speed limit of 45 mph or less (or on an off-ramp), not on an on-ramp, at 15 mph or less, when safe.Utah Code § 41-6a-704(6)
    WyomingNot allowed: no riding between lanes of traffic or between adjacent lines or rows of vehicles.Wyo. Stat. § 31-5-115(g)
    Tip. Only the states in this table were read for a rule on riding between lanes; in other states, check the state's traffic code.

    Insurance after a motorcycle crash: the gaps riders face

    • The other driver's policy. Pays for the injury if that driver was at fault, up to the policy limit; the state minimum is in the table below.
    • Florida: no PIP for a motorcycle. Florida's no-fault law defines a motor vehicle as one with four or more wheels, so personal injury protection does not cover a rider on a motorcycle; and Florida requires no bodily-injury liability coverage, so the other driver may have none.Fla. Stat. § 627.732(3)
    • Your own uninsured and underinsured motorist coverage. Pays when the at-fault driver has no insurance or too little. Read your policy and ask your insurer in writing what it covers.

    If the driver who hit you drove away, the uninsured motorist conditions and the crime victim funds are on Do I need a hit and run lawyer?.

    Deadline to sue after a motorcycle crash, and the other driver's minimum insurance, by state

    The general deadline to sue for an injury from a crash, and the minimum liability insurance a driver must carry, in each state. A claim against a government vehicle starts with a notice or claim, often within months; for a federal vehicle, within 2 years (28 U.S.C. § 2401(b)).

    StateDeadline to sue after a crashMinimum car insuranceLaw
    Alabama2 years$25,000 per person, $50,000 per crashAla. Code § 6-2-38(l) · Ala. Code § 32-7-6 (named on the page)
    Alaska2 years$50,000 per person, $100,000 per crashAS 09.10.070(a) · AS 28.22.101 (named on the page)
    Arizona2 years$25,000 per person, $50,000 per crashA.R.S. § 12-542(1) · A.R.S. § 28-4009(A)(2)(b)
    Arkansas3 years$25,000 per person, $50,000 per crashArk. Code Ann. § 16-56-105 · Ark. Code Ann. § 27-22-104(b)
    California2 years$30,000 per person, $60,000 per crashCal. Code Civ. Proc. § 335.1 · California DMV Driver Handbook
    Colorado3 years for bodily injury from a motor-vehicle crash (2 years for other negligence)$25,000 per person, $50,000 per crashC.R.S. § 13-80-102(1)(a); § 13-80-101(1)(n)(I) · C.R.S. § 13-80-101(1)(n)(I) · Colorado Division of Insurance
    Connecticut2 years$25,000 per person, $50,000 per crashConn. Gen. Stat. § 52-584 · Conn. Gen. Stat. § 38a-335(a); § 14-112(a)
    Delaware2 years$25,000 per person, $50,000 per crash10 Del. C. § 8119 · 21 Del. C. § 2902; § 2118(a)(1)
    District of Columbia3 years$25,000 per person, $50,000 per crashD.C. Code § 12-301(a)(8) · D.C. Code § 31-2406(b), (c)
    Florida2 years for negligence after March 24, 2023 (4 years before)No bodily-injury liability coverage requiredFla. Stat. § 95.11(5)(a) · Fla. Stat. § 324.022(1); § 627.736(1)
    Georgia2 years$25,000 per person, $50,000 per crashO.C.G.A. § 9-3-33 · Georgia Office of Insurance and Safety Fire Commissioner
    Hawaii2 years$40,000 per person, $80,000 per crashHRS § 657-7 · HRS § 431:10C-301 (not named on the FAQ; statute site answered 403)
    Idaho2 years$25,000 per person, $50,000 per crashIdaho Code § 5-219(4) · Idaho Transportation Department
    Illinois2 years$25,000 per person, $50,000 per crash735 ILCS 5/13-202 · 625 ILCS 5/7-203 (named on the page)
    Indiana2 years$25,000 per person, $50,000 per crashInd. Code § 34-11-2-4 · IC 9-25-4-5 (per secondary listing; iga.in.gov is script-only)
    Iowa2 years$20,000 per person, $40,000 per crashIowa Code § 614.1(2) · Iowa Code § 321A.21(2)(b)
    Kansas2 years$25,000 per person, $50,000 per crashK.S.A. 60-513(a)(4), (b) · K.S.A. § 40-3107(e)
    Kentucky2 years after the injury in a motor-vehicle crash case (1 year for other injuries)$25,000 per person, $50,000 per crashKRS 413.140(1)(a); KRS 304.39-230(6) · KRS 304.39-230(6) · KRS 304.39-110(1)(a)
    Louisiana2 years for injuries from July 1, 2024 (1 year before)$15,000 per person, $30,000 per crashLa. Civ. Code art. 3493.1 (Acts 2024, No. 423) · La. R.S. 32:900(B)(2)
    Maine6 years$50,000 per person, $100,000 per crash14 M.R.S. § 752 · 29-A M.R.S. § 1605(1)(C)
    Maryland3 years$30,000 per person, $60,000 per crashMd. Code, Cts. & Jud. Proc. § 5-101 · Md. Code, Transp. § 17-103(b)
    Massachusetts3 yearsNot checked for this pageMass. Gen. Laws ch. 260, § 2A
    Michigan3 years$50,000 per person, $100,000 per crashMCL 600.5805(2) · MCL 500.3009(1)(a)-(b), (5)
    Minnesota6 years$30,000 per person, $60,000 per crashMinn. Stat. § 541.05, subd. 1(5) · Minn. Stat. § 65B.49, subd. 3(1)
    Mississippi3 years$25,000 per person, $50,000 per crashMiss. Code Ann. § 15-1-49(1) · Mississippi Insurance Department
    Missouri5 years$25,000 per person, $50,000 per crashRSMo § 516.120(4) · RSMo § 303.190(2)(2)
    Montana3 years$25,000 per person, $50,000 per crashMont. Code Ann. § 27-2-204(1) · Mont. Code Ann. § 61-6-103
    Nebraska4 years$25,000 per person, $50,000 per crashNeb. Rev. Stat. § 25-207 · Nebraska Department of Insurance
    Nevada2 years$25,000 per person, $50,000 per crashNRS 11.190(4)(e) · NRS 485.185 (named on the form)
    New Hampshire3 yearsNot checked for this pageRSA 508:4(I)
    New Jersey2 years$35,000 per person, $70,000 per crashN.J.S.A. 2A:14-2(a) · P.L.2022, c.87; N.J.S.A. 39:6B-1 (DOBI Bulletin No. 25-06)
    New Mexico3 years$25,000 per person, $50,000 per crashNMSA 1978, § 37-1-8 · New Mexico Office of Superintendent of Insurance
    New York3 years$25,000 per person, $50,000 per crashN.Y. CPLR 214(5) · N.Y. Veh. & Traf. Law § 311(4)(a)
    North Carolina3 years$50,000 per person, $100,000 per crashN.C. Gen. Stat. § 1-52(16) · North Carolina Department of Insurance
    North Dakota6 years$25,000 per person, $50,000 per crashN.D.C.C. § 28-01-16(5) · N.D.C.C. § 39-16.1-11(2)(b)
    Ohio2 years$25,000 per person, $50,000 per crashOhio Rev. Code § 2305.10(A) · Ohio Department of Public Safety
    Oklahoma2 years$25,000 per person, $50,000 per crash12 O.S. § 95(A)(3) · Oklahoma Insurance Department
    Oregon2 years$25,000 per person, $50,000 per crashORS 12.110(1) · ORS 806.010 (named on the page)
    Pennsylvania2 years$15,000 per person, $30,000 per crash42 Pa.C.S. § 5524(2) · Pennsylvania Insurance Department
    Rhode Island3 years$25,000 per person, $50,000 per crashR.I. Gen. Laws § 9-1-14(b) · 230-RICR-20-05-3, § 3.10
    South Carolina3 years$25,000 per person, $50,000 per crashS.C. Code § 15-3-530(5) · S.C. Code § 38-77-140(A)
    South Dakota3 years$25,000 per person, $50,000 per crashSDCL § 15-2-14(3) · SDCL § 32-35-70
    Tennessee1 year$25,000 per person, $50,000 per crashTenn. Code Ann. § 28-3-104(a)(1)(A) · Tennessee Department of Revenue
    Texas2 years$30,000 per person, $60,000 per crashTex. Civ. Prac. & Rem. Code § 16.003 · Tex. Transp. Code § 601.072(a-1)
    Utah4 years$30,000 per person, $65,000 per crashUtah Code § 78B-2-307(4) (numbered (3) before the 2023 amendment) · Utah Code § 31A-22-304(2)(a)
    Vermont3 years$25,000 per person, $50,000 per crash12 V.S.A. § 512(4) · 23 V.S.A. § 800(a)
    Virginia2 years$50,000 per person, $100,000 per crashVa. Code § 8.01-243(A) · Va. Code § 46.2-472(B)(3)
    Washington3 years$25,000 per person, $50,000 per crashRCW 4.16.080(2) · Washington Department of Licensing
    West Virginia2 years$25,000 per person, $50,000 per crashW. Va. Code § 55-2-12(b) · West Virginia DMV
    WisconsinNot checked for this page$25,000 per person, $50,000 per crashWisconsin Office of the Commissioner of Insurance
    Wyoming4 years$25,000 per person, $50,000 per crashWyo. Stat. § 1-3-105(a)(iv)(C) · Wyo. Stat. § 31-9-405(b)(ii)
    Tip. Read from each state's statute, courts or insurance agency on November 1, 2026. Deadline not checked: Wisconsin. Insurance not checked: Massachusetts, New Hampshire.

    Motorcycle accident settlement: what decides the amount, and what you keep

    No official source publishes an average motorcycle accident settlement, and no law sets a formula. The amount starts with your economic losses (medical bills, lost pay, the bike and gear) and your pain and suffering, is reduced by your share of the fault, and is limited in practice by the insurance in force. In the Bureau of Justice Statistics' 2005 survey of state civil trials, the median award in motor vehicle trials (all vehicles) was $15,000; that is trials, not settlements.

    How much of a $25,000 settlement will I get? It depends on your fee agreement, the costs and any liens. For example, with a one-third fee ($8,333.33) and $1,500 of costs, $25,000 leaves $15,166.67 before any health plan or Medicare lien is repaid. Ask for the itemized closing statement before you sign the release.

    What to do after a motorcycle accident

    1. Get medical care. Some injuries show later; the records are the proof.
    2. Report it. Police and DMV report rules: car accident.
    3. Keep the helmet and the gear. Don't repair or throw away the helmet, jacket or bike: they show the forces and what protected you.
    4. Photos and witnesses. The scene, the road surface, the vehicles, your injuries, and names and numbers of witnesses.
    5. Notify the insurers, carefully. Give the facts, not guesses about speed; ask for requests in writing.
    6. Check your deadline. The tool at the top counts it.

    Checklist

    After a motorcycle crash: what to keep

    Tick what you have.

    Tick each point as you get it.

    Every point comes from this page and its official sources. Your ticks are not saved or sent anywhere. Not legal advice.

    Common questions about motorcycle accidents

    Which states do not require motorcycle helmets?

    Illinois, Iowa and New Hampshire have no helmet law for riders of any age. Most other states require helmets for riders under 18 or 21, and some for every rider. Every state.

    Which states require a helmet for every rider?

    17 states and D.C. on this page, including California, New York, Georgia, Louisiana, Maryland, Virginia and Washington. The table.

    Is lane splitting legal?

    California allows lane splitting. Arizona, Utah and Minnesota allow lane filtering past stopped or slow traffic under limits. Texas, Florida, New York, Connecticut, Kansas, North Dakota, South Carolina and Wyoming prohibit riding between lanes. The rules.

    Does not wearing a helmet reduce my settlement?

    It can, if a helmet would have reduced a head injury and your state lets that be counted against you. Rules differ by state; tell your lawyer at the start.

    Does PIP cover motorcycle accidents?

    Not in Florida: its no-fault law covers vehicles with four or more wheels, so a rider's PIP does not cover a motorcycle (Fla. Stat. § 627.732(3)). Other no-fault states have their own rules; check your policy.

    How much of a $25,000 settlement will I get?

    Subtract the lawyer's fee, the costs and any liens. With a one-third fee and $1,500 of costs, about $15,166.67 before liens.

    How long do I have to sue after a motorcycle accident?

    Your state's deadline: 2 or 3 years in most states, 1 year in Tennessee, 6 years in Maine, Minnesota and North Dakota. The table.

    Do I need a lawyer for a motorcycle accident?

    For bike damage only, often not. For an injury, especially with disputed fault or little insurance, a consultation is usually free; ask how the fee is set.

    Official sources

    1. Alabama: Ala. Code § 6-2-38(l), deadline to sue for a personal injury govinfo.gov
    2. Alaska: AS 09.10.070(a), deadline to sue for a personal injury akleg.gov
    3. Arizona: A.R.S. § 12-542(1), deadline to sue for a personal injury azleg.gov
    4. Arkansas: Ark. Code Ann. § 16-56-105, deadline to sue for a personal injury govinfo.gov
    5. California: Cal. Code Civ. Proc. § 335.1, deadline to sue for a personal injury selfhelp.courts.ca.gov
    6. Colorado: C.R.S. § 13-80-102(1)(a); § 13-80-101(1)(n)(I), deadline to sue for a personal injury coloradojudicial.gov
    7. Connecticut: Conn. Gen. Stat. § 52-584, deadline to sue for a personal injury cga.ct.gov
    8. Delaware: 10 Del. C. § 8119, deadline to sue for a personal injury delcode.delaware.gov
    9. District of Columbia: D.C. Code § 12-301(a)(8), deadline to sue for a personal injury code.dccouncil.gov
    10. Florida: Fla. Stat. § 95.11(5)(a), deadline to sue for a personal injury flsenate.gov
    11. Georgia: O.C.G.A. § 9-3-33, deadline to sue for a personal injury govinfo.gov
    12. Hawaii: HRS § 657-7, deadline to sue for a personal injury courts.state.hi.us
    13. Idaho: Idaho Code § 5-219(4), deadline to sue for a personal injury govinfo.gov
    14. Illinois: 735 ILCS 5/13-202, deadline to sue for a personal injury govinfo.gov
    15. Indiana: Ind. Code § 34-11-2-4, deadline to sue for a personal injury in.gov
    16. Iowa: Iowa Code § 614.1(2), deadline to sue for a personal injury legis.iowa.gov
    17. Kansas: K.S.A. 60-513(a)(4), (b), deadline to sue for a personal injury ksrevisor.gov
    18. Kentucky: KRS 413.140(1)(a); KRS 304.39-230(6), deadline to sue for a personal injury apps.legislature.ky.gov
    19. Kentucky: KRS 304.39-230(6), deadline after a motor-vehicle crash apps.legislature.ky.gov
    20. Louisiana: La. Civ. Code art. 3493.1 (Acts 2024, No. 423), deadline to sue for a personal injury legis.la.gov
    21. Maine: 14 M.R.S. § 752, deadline to sue for a personal injury legislature.maine.gov
    22. Maryland: Md. Code, Cts. & Jud. Proc. § 5-101, deadline to sue for a personal injury mgaleg.maryland.gov
    23. Massachusetts: Mass. Gen. Laws ch. 260, § 2A, deadline to sue for a personal injury govinfo.gov
    24. Michigan: MCL 600.5805(2), deadline to sue for a personal injury govinfo.gov
    25. Minnesota: Minn. Stat. § 541.05, subd. 1(5), deadline to sue for a personal injury revisor.mn.gov
    26. Mississippi: Miss. Code Ann. § 15-1-49(1), deadline to sue for a personal injury courts.ms.gov
    27. Missouri: RSMo § 516.120(4), deadline to sue for a personal injury revisor.mo.gov
    28. Montana: Mont. Code Ann. § 27-2-204(1), deadline to sue for a personal injury mca.legmt.gov
    29. Nebraska: Neb. Rev. Stat. § 25-207, deadline to sue for a personal injury nebraska.gov
    30. Nevada: NRS 11.190(4)(e), deadline to sue for a personal injury nvcourts.gov
    31. New Hampshire: RSA 508:4(I), deadline to sue for a personal injury nhb.uscourts.gov
    32. New Jersey: N.J.S.A. 2A:14-2(a), deadline to sue for a personal injury govinfo.gov
    33. New Mexico: NMSA 1978, § 37-1-8, deadline to sue for a personal injury nmonesource.com
    34. New York: N.Y. CPLR 214(5), deadline to sue for a personal injury nysenate.gov
    35. North Carolina: N.C. Gen. Stat. § 1-52(16), deadline to sue for a personal injury govinfo.gov
    36. North Dakota: N.D.C.C. § 28-01-16(5), deadline to sue for a personal injury ndlegis.gov
    37. Ohio: Ohio Rev. Code § 2305.10(A), deadline to sue for a personal injury govinfo.gov
    38. Oklahoma: 12 O.S. § 95(A)(3), deadline to sue for a personal injury oklegislature.gov
    39. Oregon: ORS 12.110(1), deadline to sue for a personal injury govinfo.gov
    40. Pennsylvania: 42 Pa.C.S. § 5524(2), deadline to sue for a personal injury palegis.us
    41. Rhode Island: R.I. Gen. Laws § 9-1-14(b), deadline to sue for a personal injury govinfo.gov
    42. South Carolina: S.C. Code § 15-3-530(5), deadline to sue for a personal injury scstatehouse.gov
    43. South Dakota: SDCL § 15-2-14(3), deadline to sue for a personal injury sdlegislature.gov
    44. Tennessee: Tenn. Code Ann. § 28-3-104(a)(1)(A), deadline to sue for a personal injury govinfo.gov
    45. Texas: Tex. Civ. Prac. & Rem. Code § 16.003, deadline to sue for a personal injury tcss.legis.texas.gov
    46. Utah: Utah Code § 78B-2-307(4) (numbered (3) before the 2023 amendment), deadline to sue for a personal injury le.utah.gov
    47. Vermont: 12 V.S.A. § 512(4), deadline to sue for a personal injury legislature.vermont.gov
    48. Virginia: Va. Code § 8.01-243(A), deadline to sue for a personal injury law.lis.virginia.gov
    49. Washington: RCW 4.16.080(2), deadline to sue for a personal injury courts.wa.gov
    50. West Virginia: W. Va. Code § 55-2-12(b), deadline to sue for a personal injury ca4.uscourts.gov
    51. Wyoming: Wyo. Stat. § 1-3-105(a)(iv)(C), deadline to sue for a personal injury wyoleg.gov
    52. NHTSA: Motorcycle helmet use laws by state (Traffic Safety Facts) crashstats.nhtsa.dot.gov
    53. Alaska: Alaska DMV, motorcycle helmet law dmv.alaska.gov
    54. Arizona: A.R.S. § 28-964(A), motorcycle helmet law azleg.gov
    55. Arkansas: Ark. Code Ann. § 27-20-104(b), motorcycle helmet law ardot.gov
    56. California: Cal. Veh. Code § 27803, motorcycle helmet law dmv.ca.gov
    57. Colorado: Colorado State Patrol, motorcycle helmet law csp.colorado.gov
    58. Connecticut: Conn. Gen. Stat. § 14-289g(a), motorcycle helmet law cga.ct.gov
    59. Delaware: 21 Del. C. § 4185(b), motorcycle helmet law delcode.delaware.gov
    60. Florida: Fla. Stat. § 316.211(1), (3)(b), motorcycle helmet law flsenate.gov
    61. Hawaii: HRS § 286-81(e)(e)); HRS § 291-11, motorcycle helmet law hidot.hawaii.gov
    62. Idaho: Idaho Transportation Department, motorcycle helmet law itd.idaho.gov
    63. NHTSA: Motorcycle helmet use laws by state (Traffic Safety Facts) crashstats.nhtsa.dot.gov
    64. Indiana: IC 9-21-10-9, motorcycle helmet law faqs.in.gov
    65. Kansas: K.S.A. § 8-1598(a), motorcycle helmet law ksrevisor.gov
    66. Kentucky: KRS 189.285(3), motorcycle helmet law apps.legislature.ky.gov
    67. Louisiana: La. R.S. 32:190(A), motorcycle helmet law legis.la.gov
    68. Maine: 29-A M.R.S. § 2083(1), motorcycle helmet law legislature.maine.gov
    69. Maryland: Md. Code, Transp. § 21-1306(b), motorcycle helmet law mgaleg.maryland.gov
    70. Minnesota: Minn. Stat. § 169.974, subd. 2(d)(3), subd. 4(a), motorcycle helmet law revisor.mn.gov
    71. Missouri: RSMo § 302.020(2), motorcycle helmet law revisor.mo.gov
    72. Montana: Mont. Code Ann. § 61-9-417(1)(a), motorcycle helmet law leg.mt.gov
    73. Nebraska: Nebraska DMV, motorcycle helmet law dmv.nebraska.gov
    74. New York: N.Y. Veh. & Traf. Law § 381(6), motorcycle helmet law nysenate.gov
    75. North Dakota: N.D.C.C. § 39-10.2-06(1), motorcycle helmet law ndlegis.gov
    76. Ohio: R.C. 4511.53, motorcycle helmet law motorcycle.ohio.gov
    77. Oklahoma: Oklahoma Department of Public Safety, motorcycle helmet law oklahoma.gov
    78. Pennsylvania: Pennsylvania DMV, motorcycle helmet law pa.gov
    79. South Carolina: S.C. Code § 56-5-3660, motorcycle helmet law scstatehouse.gov
    80. South Dakota: SDCL § 32-20-4, motorcycle helmet law sdlegislature.gov
    81. Texas: Tex. Transp. Code § 661.003(a), (c), motorcycle helmet law tcss.legis.texas.gov
    82. Utah: Utah Code § 41-6a-1505(1), motorcycle helmet law le.utah.gov
    83. Vermont: 23 V.S.A. § 1256, motorcycle helmet law legislature.vermont.gov
    84. Virginia: Va. Code § 46.2-910(A), motorcycle helmet law law.lis.virginia.gov
    85. Wisconsin: Wisconsin DOT, motorcycle helmet law wisconsindot.gov
    86. Wyoming: Wyo. Stat. § 31-5-115(o), motorcycle helmet law wyoleg.gov
    87. Arizona: A.R.S. § 28-903(C), (F), riding between lanes azleg.gov
    88. California: California DMV handbook, riding between lanes dmv.ca.gov
    89. Florida: Fla. Stat. § 316.209(3), riding between lanes flsenate.gov
    90. Kansas: K.S.A. § 8-1595(c), riding between lanes ksrevisor.gov
    91. New York: N.Y. Veh. & Traf. Law § 1252(c), riding between lanes nysenate.gov
    92. Texas: Tex. Transp. Code § 545.0605(a)(3), riding between lanes tcss.legis.texas.gov
    93. Utah: Utah Code § 41-6a-704(6), riding between lanes le.utah.gov
    94. Alabama: minimum auto liability insurance (Ala. Code § 32-7-6 (named on the page)) revenue.alabama.gov
    95. Alaska: minimum auto liability insurance (AS 28.22.101 (named on the page)) dmv.alaska.gov
    96. Arizona: minimum auto liability insurance (A.R.S. § 28-4009(A)(2)(b)) azleg.gov
    97. California: minimum auto liability insurance (California DMV Driver Handbook) dmv.ca.gov
    98. Colorado: minimum auto liability insurance (Colorado Division of Insurance) doi.colorado.gov
    99. Connecticut: minimum auto liability insurance (Conn. Gen. Stat. § 38a-335(a); § 14-112(a)) cga.ct.gov
    100. Delaware: minimum auto liability insurance (21 Del. C. § 2902; § 2118(a)(1)) delcode.delaware.gov
    101. District of Columbia: minimum auto liability insurance (D.C. Code § 31-2406(b), (c)) dmv.dc.gov
    102. Florida: minimum auto liability insurance (Fla. Stat. § 324.022(1); § 627.736(1)) flsenate.gov
    103. Georgia: minimum auto liability insurance (Georgia Office of Insurance and Safety Fire Commissioner) oci.georgia.gov
    104. Hawaii: minimum auto liability insurance (HRS § 431:10C-301 (not named on the FAQ; statute site answered 403)) cca.hawaii.gov
    105. Idaho: minimum auto liability insurance (Idaho Transportation Department) itd.idaho.gov
    106. Illinois: minimum auto liability insurance (625 ILCS 5/7-203 (named on the page)) idoi.illinois.gov
    107. Indiana: minimum auto liability insurance (IC 9-25-4-5 (per secondary listing; iga.in.gov is script-only)) secure.in.gov
    108. Iowa: minimum auto liability insurance (Iowa Code § 321A.21(2)(b)) legis.iowa.gov
    109. Kansas: minimum auto liability insurance (K.S.A. § 40-3107(e)) ksrevisor.gov
    110. Kentucky: minimum auto liability insurance (KRS 304.39-110(1)(a)) apps.legislature.ky.gov
    111. Louisiana: minimum auto liability insurance (La. R.S. 32:900(B)(2)) legis.la.gov
    112. Maine: minimum auto liability insurance (29-A M.R.S. § 1605(1)(C)) legislature.maine.gov
    113. Maryland: minimum auto liability insurance (Md. Code, Transp. § 17-103(b)) mgaleg.maryland.gov
    114. Michigan: minimum auto liability insurance (MCL 500.3009(1)(a)-(b), (5)) courts.michigan.gov
    115. Minnesota: minimum auto liability insurance (Minn. Stat. § 65B.49, subd. 3(1)) revisor.mn.gov
    116. Mississippi: minimum auto liability insurance (Mississippi Insurance Department) mid.ms.gov
    117. Missouri: minimum auto liability insurance (RSMo § 303.190(2)(2)) revisor.mo.gov
    118. Montana: minimum auto liability insurance (Mont. Code Ann. § 61-6-103) leg.mt.gov
    119. Nebraska: minimum auto liability insurance (Nebraska Department of Insurance) doi.nebraska.gov
    120. Nevada: minimum auto liability insurance (NRS 485.185 (named on the form)) dmv.nv.gov
    121. New Jersey: minimum auto liability insurance (P.L.2022, c.87; N.J.S.A. 39:6B-1 (DOBI Bulletin No. 25-06)) nj.gov
    122. New Mexico: minimum auto liability insurance (New Mexico Office of Superintendent of Insurance) osi.state.nm.us
    123. New York: minimum auto liability insurance (N.Y. Veh. & Traf. Law § 311(4)(a)) nysenate.gov
    124. North Carolina: minimum auto liability insurance (North Carolina Department of Insurance) ncdoi.gov
    125. North Dakota: minimum auto liability insurance (N.D.C.C. § 39-16.1-11(2)(b)) ndlegis.gov
    126. Ohio: minimum auto liability insurance (Ohio Department of Public Safety) publicsafety.ohio.gov
    127. Oklahoma: minimum auto liability insurance (Oklahoma Insurance Department) oid.ok.gov
    128. Oregon: minimum auto liability insurance (ORS 806.010 (named on the page)) oregon.gov
    129. Pennsylvania: minimum auto liability insurance (Pennsylvania Insurance Department) pa.gov
    130. Rhode Island: minimum auto liability insurance (230-RICR-20-05-3, § 3.10) rules.sos.ri.gov
    131. South Carolina: minimum auto liability insurance (S.C. Code § 38-77-140(A)) scstatehouse.gov
    132. South Dakota: minimum auto liability insurance (SDCL § 32-35-70) sdlegislature.gov
    133. Tennessee: minimum auto liability insurance (Tennessee Department of Revenue) tn.gov
    134. Texas: minimum auto liability insurance (Tex. Transp. Code § 601.072(a-1)) tcss.legis.texas.gov
    135. Utah: minimum auto liability insurance (Utah Code § 31A-22-304(2)(a)) le.utah.gov
    136. Vermont: minimum auto liability insurance (23 V.S.A. § 800(a)) legislature.vermont.gov
    137. Virginia: minimum auto liability insurance (Va. Code § 46.2-472(B)(3)) law.lis.virginia.gov
    138. Washington: minimum auto liability insurance (Washington Department of Licensing) dol.wa.gov
    139. West Virginia: minimum auto liability insurance (West Virginia DMV) dmv.wv.gov
    140. Wisconsin: minimum auto liability insurance (Wisconsin Office of the Commissioner of Insurance) oci.wi.gov
    141. Florida Statutes § 627.732(3): a motor vehicle for PIP has four or more wheels flsenate.gov
    142. Bureau of Justice Statistics: Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851) bjs.ojp.gov
    143. 28 U.S.C. § 2401(b): 2 years to present a tort claim to the federal agency govinfo.gov

    This page explains the law in general terms. It is not legal advice about your situation. Justice is not a law firm and is not affiliated with any court or government agency.

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