FDCPA · Regulation F

Debt collectors and money problems: know your rights

What a debt collector is allowed to do, how to dispute a debt you don't owe, and what happens if a collector sues you.

• Your rightsWhat debt collectors can and can't doLimits on debt collector calls, the validation notice and your 30 days to dispute, how to ask for contact in writing, and where to complain. Official US sources.
• Situation, step by stepA debt collector is after me: the whole path, step by stepThe whole path from a collector's first call to court: your 30 days to dispute, what to say, the summons, your answer and the hearing. Official US sources.

General information, not legal advice.